Scrolling through my friends' circle, I instantly woke up to "Japan's central bank interest rate hits a 30-year high":
"It's over, are we going to get wiped out again?"
The K-line slapped me in the face—
BTC and ETH in the Asian market shot up directly,
The market not only didn't collapse, but it also bounced.

Let me put it this way:
This time the interest rate hike has a lot of noise but little action,
But don’t think the alarm is lifted, the real black swan is lining up for 2026.

1️⃣ Is the interest rate hike "big enough"? Don’t joke, it’s just shifting gears and easing up.
0.5%→0.75%, sounds like the first time in 30 years,
But the real interest rate is still negative!
Official comment from the Bank of Japan:
"Significantly negative, the financial environment remains accommodative."
Translation:
"Brothers, keep drinking beer, the party isn't over yet."

2️⃣ The market fears "unexpected" the most, this time there are 0 surprises
25bp before the meeting was written into all institutional PPTs,
Landing = the shoe drops,
No more hawkish, no early tapering, no urgent harsh statements,
Leverage lies flat on the ground, the stomp button hasn't been triggered.

3️⃣ The yen hasn't soared = carry trades haven't exploded
Theoretically, interest rate hikes → yen soars → carry trade collapses,
Reality: the yen actually slumps to 156,
Those who borrowed yen can breathe a sigh of relief,
Risk assets continue to enjoy low-interest bullets for free.

4️⃣ The "bad news = good news" routine reappears
Expectations hit early, positions cut early,
Landing = bad news turns into "buy the fact",
The classic crypto saying "sell the rumor, buy the fact" once again harvests the bears.

Here comes the key point: don't be fooled by a false rebound!
Black swan formula = slow fire + backup
❶ The Bank of Japan suddenly turns hawkish, violently raising rates consecutively
❷ The yen suddenly appreciates by 20%, carry positions collectively unplugged.
❸ Central banks globally tighten liquidity + high leverage in crypto
With three ingredients in place, 2026 may truly bring a real Lehman moment.

So, what should we do now?
First, move the profits to a "no-bend" safe haven.
USDD——on-chain native stablecoin 2.0,
Not relying on banks or central banks, only relying on over-collateralization + code.

Why choose USDD as the doomsday ark?
✅ 1:1 dollar hard peg, >130% on-chain assets (BTC/TRX) real-time collateral, public address can be checked at will
✅ 1.2 billion dollar pledge wall, black swans eat from the pool before eating your principal
✅ Tron transfers arrive in 3 seconds, 0.1U fee, faster than withdrawing USDT from exchanges
✅ US Treasury RWA has already connected, earning 4%+ annualized dollar interest effortlessly, the more aggressive the interest rate cycle, the more you win effortlessly
✅ DAO governance, 0 manual, no one can freeze your wallet, traditional systems may explode, but on-chain remains steady as an old dog

Two steps in practice, done in 30 seconds
① Quickly exchange daily profits/safe funds for USDD (Binance, wallets, and DEX all have depth)
② Lock into the RWA pool with one click, let USDD eat the interest of US Treasuries, while the yen rises and carry trades collapse, you sleep with dollar interest.

The last sentence
Interest rates can rise, the yen can soar,
But codes and mathematics won't call in the middle of the night to change policies.
Focus@USDD - Decentralized USD , moving "stability" from bank vaults to on-chain smart contracts,
Whether it's the 2026 Lehman or a black swan,
Your ark has long been reinforced with steel plates.

#USDD以稳见信
——Black swans flying everywhere, I still collect interest.