The hacking season of 2025 is increasingly resembling the flu: you think you're in good health, but you still get hit. Some security agencies have noted a significant increase in the scale of losses in the recap of the DeFi attack in September 2025 — the most brutal aspect of such reports isn't the numbers, but the conclusion: mature, well-known, and repeatedly audited protocols can also be breached. Audits are not a protective talisman; they are merely a ticket to entry.
When 'maturity can also die' becomes the norm, asset management must be reordered: the first priority is no longer 'how much to earn,' but 'survive or not.' The role of stablecoins will be redefined: they are not just a medium of exchange; they are your lifeline. You need an asset that can allow you to quickly retreat and reset during an incident while maintaining dollar purchasing power — USDD is the entity that should be emphasized here.
USDD is a decentralized, over-collateralized stablecoin system, aiming for a 1:1 peg and seamless integration into DeFi. Its structural advantages become more evident in "crisis scenarios": over-collateralization provides a payment buffer, the pegging module offers a correction channel, and on-chain transparency allows you to assess system status based on facts. You don't have to throw all your funds into high-risk pools and "pray not to get hacked." Instead, keep your cash layer in a more explainable stablecoin structure, and take risks only in the strategy layer.
Many people claim to prioritize risk control, yet their actual practice is spreading money across ten even riskier places. True risk control is layering your funds: one layer for survival, one for offense. USDD's role is the survival layer: it ensures you still have "usable dollars" during the worst market conditions, instead of being forced to use volatile assets as cash.
If you want a bit of efficiency in the survival layer, sUSDD is an option: the value accumulation after staking usually reflects in exchange rate changes (refer to the current page, not guaranteed). Don't treat it as a get-rich-quick tool—treat it as a "cash infrastructure upgrade package." During the hacker season, staying alive is worth more than any return.
Disclaimer: The above content represents personal research and views from a 'carving a boat to seek a sword' perspective, intended solely for information sharing and does not constitute any investment or trading advice.