I've been holding back for a long time, and today I must say a few words: There are always people pointing fingers, saying that the money I invest is 'given by my parents' and that I'm squandering it here. First, this money did indeed start with my family's support, but I have long rolled out my own returns in the stock market and $BTC spot; second, my parents love me and are open-minded; they don't need me to 'repay' them immediately, but rather believe in me; third, aren't you curious why I can hold onto long positions? The image is below; perhaps my thinking is wrong, but I just believe this trade can win more!

But seriously, compared to these debates, I want to talk about something practical: In a highly volatile market, besides 'holding with faith,' shouldn't we have smarter ways to ensure that assets continue to appreciate between ups and downs? This is exactly why, while I hold Bitcoin and stocks for the long term, I choose to allocate a portion of my liquid assets into DeFi yield protocols like @falcon_finance — because it doesn't rely on me 'betting on the right direction,' but rather provides me with a foundational system that allows 'assets to grow steadily regardless of market fluctuations.'

1. Long-term holding ≠ passive lying flat, you need 'active asset flow'

My understanding of long-term investment is not about throwing money in and praying with closed eyes. True 'holding' requires support from cash flow and a psychological safety net. Otherwise, a significant downturn is enough to shake your confidence, forcing you to sell at the bottom.

This is exactly the key value that $FF (Falcon Finance) brings me: it allows me to hold high-risk volatile assets (like BTC and stocks) while also having a portion of assets that continuously generate certain income through stable earning assets like sUSDf.

  • When the market crashes, this portion of stable returns can alleviate anxiety, preventing me from panic-selling my core positions;

  • When the market consolidates, assets are not idle and are still earning returns through automated strategies;

  • When opportunities arise, stable USDF assets allow me to quickly mobilize funds and seize the moment.

It has shifted me from 'gambling-style holdings' to 'managed and buffered long-termism'.

2. The return logic of Falcon: clear, sustainable, no thrills

I choose @falcon_finance not because it is a 'get-rich-quick tool', but because it addresses several core pain points I face as an investor:

  1. Return sources are transparent: its returns mainly come from verified on-chain strategies (such as lending, providing liquidity, etc.), rather than simple token inflation. This gives me peace of mind, knowing where the returns come from.

  2. Risk isolation design: through rigorous collateral screening and real-time risk control, it systematically reduces the impact of 'black swan' events on overall assets. I don’t need to be anxious about monitoring the market every day.

  3. Experience is extremely simplified: whether it’s the classic yield model (with-draw anytime) or the enhanced yield plan (locking in for higher returns), the operation is extremely simple. I spend more time researching macro and projects rather than complex DeFi operations.

For me, Falcon is not 'another investment target', but the 'ballast' and 'return enhancer' in my investment portfolio.

3. True independence is about establishing your own system

Returning to the initial topic: what is true financial independence? I believe it is not about how much money you can control, but whether you have the ability to build a sustainable asset appreciation system and take full responsibility for it.

I used the first pot of gold given by my parents to enter the stock market and crypto space; but through learning and practice, I built a personal system that includes long-term holdings, stable returns, and risk management. @falcon_finance plays a key role in this system—allowing a portion of my assets to grow in a low-volatility and predictable manner, which supports me in confidently chasing high-volatility and high-potential opportunities.

Finally, a message to all young investors

Don't worry too much about others' labels. On the road of investment, you will hear countless noises. What matters is:

  1. Be honest with yourself: where does your money come from? What is your risk tolerance?

  2. Establish a systematic thinking: do not only look at the ups and downs of a single asset, learn to build a well-rounded asset portfolio.

  3. Make good use of modern financial tools: DeFi protocols like Falcon Finance can become an efficient module in your investment system if used properly.

Making money is to prove oneself, but keeping money and allowing it to continue generating income is the real skill.

#FalconFinance may not grant you freedom overnight, but it can help you run more steadily and further in the marathon of investment.

@Falcon Finance #FalconFinance $FF