The bear market is volatile and uncertain, with investors afraid of being trapped when buying coins or losing money when trading. How to achieve steady profits? The answer is perfect — USD1 low-interest lending + Binance high-interest wealth management arbitrage strategy. With its core advantages of 'low risk, stable returns, and resilience to volatility,' this strategy has become an 'anchor of safety' for investors during the bear market. Unlike investment models that rely on rising coin prices, this arbitrage strategy generates returns through interest rate differentials, which are almost independent of market fluctuations. Even if the bear market continues, you can still earn stable returns consistently.
Why can this strategy resist market volatility? There are three core reasons: First, the revenue source is stable — profits come from the fixed interest rate spread between Lista DAO's low borrowing rates and Binance's high wealth management rates. As long as these two rates don't experience extreme changes, returns are guaranteed and unaffected by coin price movements. Second, asset security is high — throughout the process, your core assets (BTCB, ETH, BNB, etc.) are only used as collateral and are never sold. Even if coin prices drop, as long as the collateral ratio is kept within a reasonable range, there will be no liquidation, and ownership of the assets remains yours. When the bull market returns, your collateral assets can also benefit from appreciation. Third, risks are controllable — Lista DAO employs a multi-dimensional risk control system, including over-collateralization, multi-oracle real-time price feeds, and risk reserve funds, effectively mitigating credit and market risks.
Bear market practical optimization suggestions:
1. Prioritize collateralizing blue-chip assets such as BTCB, ETH, and BNB, which have high market capitalization, strong liquidity, relatively lower volatility, and lower liquidation risk;
2. Moderately reduce the collateral ratio, aiming to keep it around 60%, which provides an additional 10% buffer compared to the usual 70% collateral ratio, further reducing liquidation risk during extreme bear market conditions;
3. Choose short-term financial products, as market conditions change rapidly during a bear market. It is recommended to select 7-day or 14-day short-term USD1 financial products to allow flexible strategy adjustments and avoid uncertainties associated with long-term fund lockups;
4. Monitor platform updates, as Lista DAO adjusts lending rates and supported collateral assets based on market conditions. Stay updated with platform announcements to optimize your arbitrage strategy.
Real-world case: During a bear market, an investor pledged BTCB worth $100,000 with a 60% collateral ratio, borrowing $60,000 USD1, with a lending interest rate of 1%, resulting in a yearly cost of $600 USD1; the $60,000 USD1 was deposited into Binance Earn, selecting a 14-day short-term financial product with rolling renewals, yielding an annualized return of 20%, generating $12,000 in annual income; after deducting costs, the net profit was $11,400, achieving an annualized return of 11.4%. Meanwhile, although the pledged BTCB experienced some fluctuations during the bear market, it did not affect the arbitrage gains. When the bull market arrives, the appreciation of BTCB will bring additional profits.
The core of surviving a bear market is 'stability,' and Lista DAO's USD1 arbitrage strategy is the ideal choice for steady profits. Participating now not only helps accumulate funds during the bear market but also allows you to benefit from ecosystem growth through $LISTA, preparing you for the upcoming bull market! #USD1理财最佳策略ListaDAO $LISTA
