Earn stable returns in the BNB ecosystem, but worried about complex operations or losing principal? Just dive into Lista DAO as a beginner! It's a core BNFi protocol on BNB Chain, essentially a practical combination of 'MakerDAO + Lido,' allowing one asset to earn multiple types of returns simultaneously. As of January 2026, its TVL reached $1.67B, accounting for over 60% of the BNB LST market, and it's deeply integrated with the Binance ecosystem, enabling participation in various benefits and events. This tutorial breaks down the core mechanics in plain language—beginners can get up to speed in just 10 minutes.

Why is Lista DAO ideal for beginners?

✅ Multiple yields: One asset can earn staking rewards, airdrop returns, interest rate differentials, and more simultaneously;
✅ Low threshold: Supports small-scale trials, core gameplay with zero leverage, no liquidation risk;
✅ Easy to use: Intuitive interface, simple process, can operate without understanding complex financial terms.

2. Three must-try profitable strategies for beginners

1. Liquidity staking (beginner's first choice)
- Operation: Stake BNB, and you can receive slisBNB (almost 1:1, automatically appreciates later);
- Returns: Enjoy a native BNB annualized return of 7-10%, and participate in Binance's new token airdrops, maximizing benefits;
- Advantage: Lowest risk, simplest operation, beginners can start with this without a doubt.

2. RWA stable income (2026 new launch bonus)
- Operation: No need to understand complex principles, just deposit USDT to participate, all operations on-chain;
- Returns: U.S. Treasury bills 3.65% APY, AAA-rated CLO 4.71% APY, stable and reliable;
- Advantage: Close to the stable returns of traditional finance, without the risk of significant fluctuations in crypto assets.

3. CDP lending interest rate difference (advanced income increase)
- Operation: Collateralize BNB, slisBNB, and other assets to borrow lisUSD or USD1 at a low interest rate (as low as 0.04%-2%);
- Strategy: Deposit borrowed stablecoins into Binance or HTX's Earn module, netting an interest margin of 18%+;
- Tip: Basic risk awareness is required, beginners should try the first two strategies before attempting this one.

3. Beginner's step-by-step operation to avoid pitfalls (using liquidity staking as an example)

1. Preparation: Choose wallets like MetaMask or Trust Wallet that support BNB Chain, switch to BNB Smart Chain network, prepare BNB and gas fees of 0.01-0.05 BNB, and enter from the official website https://lista.org/
2. Staking: Find the 'Stake BNB' module, connect your wallet, enter the amount of BNB to stake, click 'Stake' to confirm the transaction, slisBNB will be credited quickly (MetaMask needs to manually add the contract address to see it);
3. Increase income: Directly holding slisBNB enjoys basic returns, transferring to the Earn module's Stable Earn pool can increase annualized returns to 8-12%.

4. Small knowledge about tokens and safety reminders

- Tokens: LISTA is a governance incentive token, locked into veLISTA with an annualized rate of about 38%+; lisUSD is a stablecoin that can be cyclically involved in various yield activities;
- Safety: Be sure to use official channels, do not click on unfamiliar phishing links; beginners should first try with a small amount of 0.1-1 BNB to familiarize themselves with the process before adding funds.

Summary: The core of Lista DAO is to let BNB assets 'make money from money', beginners should start with liquidity staking or RWA modules for the most stability. Follow the tutorial step by step, and you can easily earn returns without understanding complex principles! DYOR & NFA@ListaDAO #USD1理财最佳策略ListaDAO $LISTA