This Cheap Altcoin Could Turn $400 Into $4,000 by 2027, Analysts Say

Crypto investors are once again searching for the best crypto to buy now that can offer higher upside than the large caps. Historically, the strongest returns often came from assets that were still under the radar but close to activating real utility.

According to analysts, one new cryptocurrency under $1 is beginning to enter that phase, and it is already showing early signs of accumulation ahead of 2027. Mutuum Finance (MUTM) Presale and Protocol Vision Mutuum Finance (MUTM) is a new cheap crypto project building a lending protocol that will allow users to supply and borrow crypto assets through smart contracts once the system is live. Instead of selling assets to unlock liquidity, users will be able to post collateral and borrow against it. The project entered presale in early 2025 at $0.01 in Phase 1.

Since then, the token has risen to $0.04 in Phase 7, reflecting a 300% appreciation during distribution. The presale has raised more than $19.8M with over 18,800 holders.  Out of the 4B total supply, 45.5% (1.82B tokens) has been allocated to presale participants. More than 830M tokens have been purchased so far, and the offering includes support for card payments, which helps broaden access beyond native crypto users. Early participants often compare this to the initial stages of major DeFi launches during prior cycles, where tokens rose substantially before opening for usage.