Wu said that, according to the official announcement, Binance will adjust the collateral ratio of certain assets in the unified account and the tiered collateral ratio of the unified account pro version on January 23, 2026, at 14:00 (UTC+8). The assets involved include LTC, SHIB, NEAR, CRV, PAXG, WLD, WIF, APT, TIA, FLOKI, SAND, USTC, TWT, CHZ, ORDI, etc.