Core mechanics evolve: Lending stack offers spectrum – Flexible variable rates for efficiency, Smart LP-based borrowing (earn DEX fees while unlocking capital), Fixed for structured plays.

RWA (Treasuries 3.65% APY, CLOs 4.71%) diversifies with real-world stability. @ListaDAO #USD1理财最佳策略ListaDAO $LISTA

Cheat Sheet maps risks/returns, guiding users to optimal setups.

Over-collateral + oracles minimize liquidations, $3B+ TVL signals strong liquidity.