Standard Chartered, the prophets of Davos, predict XRP to $8 by the end of 2026, thanks to regulatory clarity and ETFs – oh, if it were that simple. With Ripple quiet about predictions in Davos, the token dances around $1.95, while bulls dream of $12.50 in 2028. In the real world, where regulation stumbles, XRP is the eternal underdog, will it rise or be yet another victim of American bureaucracy?