💰 Why $100 Today Is Better Than $110 Tomorrow? (Time Value of Money Explained)

Have you ever been asked this question:

👉 Would you rather get money now… or a slightly bigger amount later?

Most people think waiting is smarter.

But in finance, money today almost always wins.

This idea is called Time Value of Money (TVM) ⏳

🔍 What is TVM?

TVM means:

Money today is more valuable than the same amount in the future.

Why?

🚀 3 Simple Reasons:

1️⃣ You can invest it

Money today can be traded, staked, or invested to grow over time.

2️⃣ Inflation eats value

$100 today won’t buy the same things next year.

3️⃣ Opportunity cost

Waiting means missing chances in the market.

📊 Real-Life Examples:

💼 Salary negotiations

🏦 Loans & interest rates

📈 Long-term investing

🔐 Crypto staking & yield farming

If you understand TVM, you don’t just save money — you make smarter financial decisions.

💡 Smart money doesn’t wait. It works.

#TimeValueOfMoney

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