Many new traders believe that the biggest risk is not getting paid. But those of us who have been around for a while know that receiving the wrong money can be much worse.
The situation:
Recently, in a USDT sale, I received payment via bank transfer. Everything seemed normal until I checked the account holder: it was a third-party account (triangulation). As a professional, I follow the golden rule: I do not accept payments from third parties.
The problem:
I decided not to release and return the money immediately to close the case. But here the headache started: when trying to make the transfer back, the bank threw an error at me. The source account was already blocked or restricted.
The danger:
In 2026, scams from hacks and phishing are commonplace. If you keep that money and use it, you become an unwitting accomplice to money laundering or fraud.
My protection strategy:
Immediate appeal: I informed Binance with screenshots of the error when trying to return the money. Transparency with the exchange is your first shield.
Contact with the bank: I proactively called my bank. I notified them that I received a deposit of unknown origin that I tried to return unsuccessfully.
The bank's advice (and mine): They recommended that I NOT touch that money. I left it 'frozen' in my account, waiting a reasonable amount of time in case a formal complaint appeared.
Lesson for the community:
Don't be swayed by the ambition of keeping 'free money'. A few dollars are not worth the permanent blocking of your bank accounts or, worse, a legal problem. In P2P, ethics and patience are what keep you in the game long term.
👇 Has it happened to you that money is sent from an account that does not match the name of Binance? How did you handle it? Let's discuss in the comments!
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