The transaction is fine, but the card is frozen? The pitfalls of withdrawing digital assets, have you fallen into them?

I have a friend who made some money by taking advantage of platform promotions, thinking it’s better to be a little rich and safe, and wanted to cash out to his bank card.

A few thousand USDT arrived, and the next day the bank called him:

"Hello, your account is involved in abnormal fund transactions and has had its service functionality suspended."

The card was directly frozen.

He was confused: "I haven’t laundered money, why am I frozen?"

The problem lies in "you haven’t broken the law, but you triggered the risk control."

It’s not a money issue, it’s a path issue.

In this field, even if your operations are legal and compliant, as long as the method is wrong, you can be deemed a "high-risk" user by the system.

He was using a salary card for withdrawals, with funds frequently flowing overseas, and the payees varied, with some accounts even involving blacklist records. Can the bank not be alert?

There are too many pitfalls like this, especially for new entrants who have no one to teach them these “common sense” rules:

- Frequent receiving cards should not be mixed; do not use one card for both salary and USDT

- Be cautious with transfers to unfamiliar addresses; multiple strangers coming in and out of the same address is a red flag

- Do not use high-sensitivity payment tools like Alipay or WeChat for large amounts of money

- Do not write “USDT” or “coin” in the withdrawal remarks; the system can automatically identify sensitive words

- When involved in OTC transactions, try to use a dedicated card + dedicated number to reduce the probability of triggering risk control

Many people are still taking advantage of airdrops and commissions while their bank card transaction volume skyrockets, and then their accounts get frozen, yet they innocently say, “I haven’t broken the law.”

You haven’t committed a crime, but your behavior is abnormal.

The bank does not need “evidence”; the risk control system only recognizes models and indicators. It is only responsible for “freezing first, checking later.”

So, don’t think that just because you are a small player, you won’t be targeted. Risk control looks at behavior, not the amount of money.

Now I see some people still using salary cards to receive cryptocurrency, and I remind them:

"It’s not about how much you earn, it’s about whether you can safely withdraw it."

Don’t let withdrawals become the first hurdle in your journey to making money.

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