$ XRP’s technology and use case aims at global payments like the big card networks — along with a graph-style comparison you can use to visualize it. �

xrpauthority.com +2

📊 XRP vs. Visa & Mastercard — Key Payments Comparison

🔁 Core Metrics

Feature

XRP Ledger (Blockchain)

Visa Network

Mastercard Network

Transaction Speed (TPS)

~1,500 (potential future ~65,000)

~1,700 (peak ~24,000)

~1,300–5,000

Settlement Time

~3–5 seconds

Varies (often 1–3 days for settlement)

Similar delayed settlement

Transaction Cost

Ultra-low (<< $0.001)

~1.5–3% per transaction

~1.5–3%

Network Type

Decentralized ledger

Centralized

Centralized

Use Cases

Cross-border, remittances, settlement

Consumer retail, online purchases

Consumer retail, online purchases

Takeaway: XRP’s speed & low fees make it structurally similar to payment networks — both aim to move value quickly — but the technology and business model are very different from Visa and Mastercard. �

xrpauthority.com

🚀 What “Same Setup” Means in Context

When people say “XRP is showing the same setup as Mastercard and Visa,” they typically refer to one or more of these points#GrayscaleBNBETFFiling #REZ #NOTCOİN