In the current DeFi ecosystem, ordinary investors often face issues of low capital efficiency and limited returns, while @ListaDAO provides a low-threshold, high-efficiency solution. With the ultra-low borrowing rates of Lista DAO, users can borrow USD1 and transfer it to Binance Exchange (Binance Earn), enjoying stablecoin investment returns of up to 20%, achieving nearly risk-free interest rate arbitrage. This not only maximizes the operation of funds but also offers retail investors a return strategy similar to that of institutions.
For example, mortgaging BTCB to borrow USD1 requires only a 1% lending rate, yielding about 18% returns. By mortgaging PT-USDe, asUSDF, or USDe to borrow USD1, one can enjoy both interest-bearing token rewards and USD1 stablecoin earnings, achieving a strategy of 'killing two birds with one stone'. This means that investors can not only gain from interest rate differentials but also participate in governance and incentive distribution through protocol tokens, enhancing the utility of their assets.
Moreover, the low borrowing costs of Lista DAO allow blue-chip assets like BTCB, ETH, and BNB to be fully utilized. Ordinary investors do not need a large principal to try various strategy combinations for efficient capital appreciation. The lending process can be intuitively understood through the illustration: first, collateralize blue-chip assets to borrow USD1, then transfer to Binance to participate in stablecoin wealth management, and finally receive interest and token rewards. The entire process is clear, controllable, and the risks are transparent.
In summary, the low borrowing costs and diversified yield strategies provided by Lista DAO open a new entry point into DeFi for ordinary users. By making reasonable use of blue-chip assets and lending tools, every investor can achieve higher returns while accumulating governance rights and participating in ecological construction. For users seeking capital efficiency and yield optimization, Lista DAO is a worthy choice.
