Hey, DeFi players of Binance Square! Are you still letting blue-chip assets like BTCB, ETH, and BNB sit idle? The market is volatile, but @lista_dao
the ultra-low borrowing cost (as low as 0.02%, mainstream assets like BTCB/ETH/BNB around 3.43%) can help you unlock liquidity and achieve near low-risk arbitrage! After lending USD1 (lisUSD), transfer to Binance Earn for a current 8.24% APY stablecoin yield, with a net profit margin easily reaching 4-5%! This is not just borrowing money, but smartly amplifying capital efficiency while HODLing your core assets. $LISTA As a protocol token, you can also earn additional community rewards through veLISTA locking (current APY up to 37%+)! Who says there are no opportunities in a bear market? Let's talk about this strategy~ #USD1 Wealth Management Best Strategy ListaDAO What are the real benefits of Lista DAO's low borrowing costs?
@lista_dao
As a CDP protocol on the BNB chain, total locked value exceeds 400 million USD, with its low lending rates (3-4% range) stemming from efficient liquidity and multi-audit security design. Major benefits include: Huge arbitrage opportunities: Low cost to borrow USD1, transfer to Binance Earn or HTX and steadily earn the interest spread. Currently, Binance USD1 Flexible Products offer up to 8% APR, net profit ~4.81% after deducting borrowing fees—far exceeding traditional holding! This is particularly useful in the volatile market of 2026, avoiding missed rebounds by selling coins.
Asset utilization skyrockets: By using BTCB/ETH/BNB as collateral for lending, you continue to enjoy asset appreciation (such as the benefits of a BTC price increase) while also earning extra cash flow. Avoid opportunity costs and truly 'have your cake and eat it too.'
Multiple yield stacking: Collateralized interest-bearing assets like PT-USDe/asUSDF/USDe earn both staking rewards (~6-7%) and profits from the USD1 investment. Overall risk is manageable through over-collateralization (150%+) and fixed-rate options to lock in costs.
Ecosystem expansion: Integrate Binance wBETH, solvBTC, etc., supporting Launchpool and prediction markets. Holding $LISTA also allows participation in governance and earning protocol fee sharing. The community is active, with many users reporting annualized compound returns exceeding 10%!
What do you think is the biggest highlight of this low-cost strategy? Arbitrage opportunities, HODL convenience, or multiple stacking? Let me know in the comments section (suggest to add Binance Square voting: A. Arbitrage opportunities B. HODL convenience C. Multiple yields D. Others)! Step-by-step guide: How to borrow USD1 using BTCB/ETH/BNB for higher returns.
The operation is super simple (based on current data, DYOR, market has risks):
Prepare assets: Ensure you hold BTCB (Bitcoin Bridge), ETH or BNB. These blue-chip assets support high LLTV (Loan-to-Value Ratio 91-96%), allowing you to borrow more USD1. Connect your wallet to @lista_dao
Official website (lista.org).
Mortgage lending: Deposit assets as collateral and choose to borrow USD1. The interest rate depends on the collateral: BTCB/ETH/BNB ~3.43%. The protocol calculates the borrowing limit, ensuring over-collateralization to avoid liquidation (for example, by collateralizing 1 BTCB, you can borrow 0.91 BTC worth USD1).
Capital deployment: After borrowing USD1, transfer to Binance Earn Flexible Products to enjoy an 8.24% APY. Net profit = 8.24% - 3.43% = ~4.81%. Use interest-bearing collateral like PT-USDe? An additional +6% staking, total annualized exceeds 10%!
Risk management: Monitor collateral ratios (using Lista tools), choose fixed rates to avoid volatility. Circular lending can amplify, but don't over-leverage. Use profits to cover interest when repaying, maintaining sustainability. Example: Collateralize 1 ETH (worth 3000 USD), borrow 2730 USD1 (LLTV 91%), cost 3.43% (annual interest 93 USD). Transfer to Binance Earn to earn 8.24% (annual interest 225 USD), net profit ~132 USD! The have-your-cake-and-eat-it-too version: Use asUSDF as collateral, also earn USDF returns.
