Brothers, it's 2026, are you still letting your BTCB/ETH/BNB sit there like a salted fish and get moldy?
@lista_dao
This guy is too twisted: borrowing lisUSD (USD1) at an unbelievably low interest rate — BTCB/ETH/BNB only 3.41-3.43%! Then toss it into Binance Earn Flexible USD1, currently a stable 8% APR (limited-time booster program, earn it while you can)! The net profit margin starts directly at 4.5%! This isn't arbitrage, it's a 'free lunch + air conditioning WiFi'!
Don't mention the feast of fish: mortgaging slisBNB or PT-USDe, which generate interest, not only earns staking rewards (slisBNB has its own BNB staking APR) but also doubles the profit of lisUSD's 8%, easily breaking 10% annually! I tried a small position and have started to fantasize about retirement. The benefit of low borrowing costs? Let me count the ways (with some complaints): Arbitrage opportunity: borrow 3.43% → earn 8% = net 4.57%, equivalent to getting Binance's money for free! Who still goes to the bank for fixed deposits? Bank: ???
Assets not sold, continue to HODL: BTC going to the moon, you still earn interest, perfectly solving the mid-life crisis of 'sell and regret, don’t sell and have no money to spend'
Multiple income stacking: Using asUSDF/PT-USDe for collateral? Earning interest + lisUSD income, double happiness! What do we call this? This is called the 'DeFi version of the left hand to right hand wealth method'!
Risk? Over-collateralized by 150%+, fixed interest rate options available, just monitor it well to avoid liquidation. Don’t be like me the first time I played DeFi, when the collateral rate dropped to 149%, my heart raced to 180, almost socially died.
Step-by-step foolproof teaching (newbies don’t panic, I also started from 0 back then):
Directly on the wallet @lista_dao
Mortgage your BTCB/ETH/BNB (high LLTV, borrow a lot!)
Borrow lisUSD, cost 3.43% (current data, super low!)
Instant transfer to Binance Earn locks 8% (Flexible, deposit and withdraw anytime, no fear of running away)
Earn passively! Reinvest every year, the snowball gets bigger～ Example: collateralize BNB worth 10,000 dollars, borrow 9100 lisUSD (91% LTV), annual interest ≈ 311 dollars; Binance earns ≈ 728 dollars, net profit 417 dollars! Still continue to enjoy the rise of BNB, doesn’t it smell good??? Now it’s your turn! Interaction time! Which blue chip do you most want to farm? A. BTCB (stable as an old dog) B. ETH (gas fees are crying) C. BNB (local tycoon) D. slisBNB (one fish multiple meals king)
Don’t let opportunities slip through your fingers (or you’ll cry later saying 'I almost… back then!')! Hurry up and @lista_dao take action