@ListaDAO #USD1理财最佳策略ListaDAO $LISTA . In the trend of compliance in the global cryptocurrency market, Lista DAO relies on a TVL scale of over 4.3 billion USD, incorporating RWA (real-world assets) into core wealth management scenarios, creating a low-risk, high-certainty value-added solution for USD1 users. The newly added corporate bonds RWA targets in 2026 complement the existing government bond assets, stabilizing the annualized return of low-risk wealth management for USD1 at 3.65%-4.71%, with a default rate approaching zero, making it the top choice for conservative users.
The core advantage of the RWA market lies in the 'compliance endorsement + transparent returns'. The reserve asset of USD1 is jointly custody by JPMorgan Chase and Bank of America, and approved by the Office of the Comptroller of the Currency (OCC). The flow of funds can be traced in real-time, completely addressing the trust issues of traditional stablecoins. Users can deposit slisBNB or slisBNBx through the CDP module of Lista DAO, borrow USD1 at low interest, and invest in the RWA market. Returns are settled daily, with support for immediate redemption, offering liquidity comparable to money market funds. Compared to bank wealth management, this solution not only offers higher returns but also allows users to enjoy staking rewards from slisBNB and Binance ecosystem airdrops, creating a dual return of 'RWA stable income + ecological dividends'.
The Lista DAO implements a strict access review and dynamic adjustment mechanism for RWA assets, evaluating the credit ratings of the underlying assets weekly to ensure their safety. At the same time, it utilizes the AMO module to adjust the supply and demand for USD1, maintaining a 1:1 peg to the US dollar, effectively resisting inflation risks. For users with a very low risk appetite, a combination strategy of 'slisBNB staking + RWA wealth management' can be adopted: stake BNB to generate slisBNB for a base yield of 8.95%-12%, collateralize slisBNB to borrow USD1 for investment in the RWA market, with borrowing costs as low as 0.03%, resulting in significant interest margin gains. This 'dual safety cushion' design allows USD1 wealth management to maximize returns with zero risk exposure, perfectly aligning with the core needs of institutional users and conservative investors.
