💥💥 Stablecoin transaction boom, but real payments are still very small

✅ 35,000 billion USD value of stablecoins recorded on the blockchain in 1 year

✅ But only ~1% are real payments (salaries, B2B, remittances…)

✅ Equivalent to ~380 billion USD, only accounting for ~0.02% of total global payments

📊 According to the report from McKinsey & Artemis Analytics:

The majority of stablecoin volume currently comes from crypto trading, internal transfers, protocol-level activities — not reflecting the payment needs of end users.

💡 The three most clearly forming stablecoin payment segments:

✅ B2B: 226 billion USD/year

✅ Salary & cross-border remittances: 90 billion USD

✅ Capital markets (automatic settlement): ~8 billion USD

📌 Stablecoins have not replaced Visa/Mastercard in real-world payments — but are building the infrastructure. The small number today is the benchmark to measure the pace of expansion in the future.