This is the current main promotion (from January 23 to February 20, 2026). Binance distributes 10 million dollars in WLFI every week.
In Spot and Funds (Funding): You receive the base reward (1x). It is calculated based on your average of USD1 daily compared to the total of all users.
In Futures (USD-M) and Margin: Here you earn more! If you maintain USD1 as collateral in these wallets, you receive a multiplier of 1.2x. That is, you earn 20% more WLFI than if you had them in Spot, even if you don't open any trading operation.
Calculation: Binance takes "snapshots" of your balance every hour. The lowest balance you had during the day will count for the daily calculation.
2. Yield in Binance Earn (APR in USD1)
If you decide to put your USD1 in Simple Earn (Flexible), you earn an additional profit directly in the stablecoin:
Profit (APR): Currently there is a "Booster" program that offers up to 8% APR (estimated, may vary by levels).
Levels: * Level 1: (Ex: up to 500 USD1) You receive the maximum APR (Bonus + Real Time).
Level 2: (Higher balances) The APR usually drops to a base rate (approx. 4%).
Important note: The funds in Earn generally count towards the WLFI promotion (1x), but do not receive the 1.2x multiplier that Futures/Margin accounts have.
I hope this helps.
1️⃣ Follow me.
2️⃣ Give 👍.
3️⃣ Share.