Hello everyone! In the current DeFi market, opportunities for low risk and high returns are becoming increasingly scarce, but Lista DAO provides an excellent solution: by using its CDP protocol to borrow USD1 stablecoin at ultra-low interest rates, and then seamlessly connecting to Binance Earn's high-yield financial products to achieve efficient arbitrage. Today, I will teach you how to operate step by step, combining blue-chip assets like BTCB, ETH, or BNB as collateral to easily capture the interest spread! First, understand the core logic: Lista DAO's borrowing interest rate is usually within 1% (currently around 0.5%-1.5%, depending on the collateral), while Binance Earn's USD1 financial product can achieve an annual return of up to 20%. This means you can borrow USD1, deposit it into Earn, and the net return can reach as high as 18%-19%! Even better, you can have multiple benefits: if you use interest-bearing assets like PT-USDe or asUSDF as collateral, you can also earn additional returns on the collateral. Practical teaching steps: connect your wallet to the Lista DAO official website (lista.org), and select collateral. For example, use BTCB as collateral (minimum collateralization rate of 150%, but it is recommended to use 200% to prevent liquidation risk).

Input the collateral amount and borrow the corresponding USD1. Assume you collateralize 1 BTCB (worth about 100,000 USD), you can borrow about 50,000 USD1, with an annual borrowing interest rate of only 1%.

Transfer the borrowed USD1 directly into the Binance Earn USD1 financial pool, and choose a flexible or fixed-term product (currently 20% annualized).

Monitor and manage: regularly check the collateralization ratio to avoid fluctuations leading to liquidation; returns can be withdrawn at any time, and loans can be repaid at any time.

Take a specific example: collateralize 1 ETH (worth 3,000 USD), borrow 1,500 USD1, with an annualized borrowing cost of 1% (about 15 USD/year). After depositing into Binance Earn, the annual return is 300 USD, netting 285 USD/year, with an ROI exceeding 19%! If you use BNB as collateral, the same low interest and efficiency apply. More advanced strategies: use stable interest-bearing assets like USDe as collateral to additionally stack 5%-10% APY for compound returns. Lista DAO's low borrowing costs truly liberate user capital efficiency, turning blue-chip assets from idle into high-yield machines. This is particularly useful in a bear market, avoiding the need to sell assets while still amplifying returns. @ListaDAO

's innovative design allows $LISTA to serve as a governance token, capturing the growth of ecological value. I strongly recommend everyone to try this strategy, as even DeFi novices can easily get started!

#USD1理财最佳策略ListaDAO $LISTA