The U.S. Senate is currently grinding through a major crypto bill that could change everything for retail investors. If it passes, platforms like Coinbase and Kraken would register with federal regulators, and stablecoin issuers would have to follow banking-style standards.
The Good News: Winning the government’s "stamp of approval" could drive massive investment and potentially raise the value of your holdings.5 The Catch: We might lose some of that "outside the system" privacy, and certain rewards programs—like stablecoin yields—are currently under pressure in negotiations.
Are you ready for crypto to become part of the "establishment," or do we need to keep the decentralized spirit alive?