Data does not lie: I looked into the recent interest rate changes of ListaDAO

I am a data person, so I pay special attention to the real-time interest rates of on-chain protocols. Recently, I have been monitoring several major lending pools of Lista Lending and found some interesting fluctuations.

Take the pool that allows borrowing USD1 against collateral of BNB, for example. Last week, during market fluctuations, the borrowing rate suddenly jumped from the usual around 2% to 5.2%. This clearly indicates that many people simultaneously needed to borrow USD1 to cover their positions or buy the dip, leading to the liquidity pool being quickly drained, and the rate was subsequently pushed up by the market. However, interestingly, once the market sentiment stabilized, the rate gradually fell back below 2%.

This observation made me realize two things:

First, its interest rate is a real signal of market supply and demand. A sudden spike in rates often indicates that some concentrated demand or pressure has emerged on-chain, which itself is an indicator worth paying attention to.

Second, for users looking to arbitrage with it, timing is crucial. You cannot just look at the advertised "average low rate"; you must confirm in real-time the borrowing cost and target return to see if there is still enough room at the moment you actually operate. My current habit is to refresh the page before making a move to check the current specific values, rather than relying on memory. After all, the market changes every minute.

#usd1理财最佳策略listadao $LISTA @lista_dao