$500 BILLION FLEEING BANKS!
$500 billion is leaving traditional banks for dollar-backed stablecoins. Regional banks are in the crosshairs. Their deposit base is eroding as people embrace digital dollars on blockchain networks. This isn't an overnight crisis, but a slow-burn liquidity risk is building.
The lack of clear U.S. crypto and market-structure laws is fueling this. Stablecoin issuers are growing unchecked. Digital dollars operate outside the banking system. Banks lack direction.
Stablecoins offer fast transfers and 24/7 access. But for banks, this means shrinking low-cost deposits and potential liquidity pressure during market stress. This shift is reshaping where money is held.
The ultimate outcome hinges on policy and regulation, not just technology.