#FedHoldsRates Fed Rate Decision — January 28, 2026
Federal Reserve keeps interest rates unchanged:
The U.S. At its first policy meeting in 2026, the Federal Open Market Committee (FOMC) of the Federal Reserve kept the federal funds rate at 3.5%–3.75%. This pauses the series of rate cuts that occurred in late 2025.
The decision was widely expected by markets, with most analysts pricing in a pause.
Jerome Powell, the chair of the Fed, said that the central bank will continue to rely on new economic data and that no rate cuts are imminent unless inflation or economic conditions change. The meeting was framed by political pressure from US officials, particularly President Trump, but the Fed reaffirmed its independence in policymaking. Effects on Crypto & Binance
Market Reaction:
Crypto markets—including assets listed on Binance like BTC, ETH, and altcoins—have been muted or modestly positive following the rate hold. Generally:
As the pause suggests that central banks are not tightening further, prices for core assets landed either stable or slightly higher. If liquidity conditions hold, some analysts see short-squeeze potential and renewed upside momentum for Bitcoin. However, without fresh dovish signals (e.g., explicit future cuts), risk assets can remain range-bound.