Recently, the market has been experiencing increased volatility, and the declines of Bitcoin and ETH have caused numerous liquidations, especially with Bitcoin dropping close to 10% at one point, and ETH plummeting by more than ten points. Altcoins have generally seen declines around 20%, nearly reaching the 'diamond bottom.' However, despite the gloomy market sentiment, the future of stablecoins remains worth关注, particularly in the payment sector.
Positioning Plasma as a 'stablecoin payment-first' infrastructure, we can find that the focus of early ecological applications is not complex financial derivatives but rather tools that can directly reduce payment friction and enhance transaction success rates. Specifically, there are six types of applications that are very suitable for implementation:
Wallet and account experience: Improve the ease of operation for novice users and reduce entry difficulty.
Payment SDK and collection components: Provide developers with simple payment integration tools to lower technical barriers.
Merchant reconciliation and settlement tools: Provide complete merchant settlement and reconciliation solutions to enhance merchant participation.
Subscription payment and revenue sharing functions: Adapt to high-frequency scenarios like content payment, SaaS, and membership subscriptions to optimize user experience.
Batch remittance/salary payment tools: Provide safe and transparent fund management tools for project parties and teams.
Lightweight DeFi tools: Low-risk, low-threshold fund management tools to promote capital flow.
The common goal of these applications is to keep users' payment behaviors on-chain, enhancing the overall stability of the ecosystem. For developers, whoever can be the first to launch stable and easy-to-use tools will gain an advantage in the Plasma ecosystem.