Can Plasma replace bank ACH payments?
The question of whether ACH payments can be replaced by the Plasma network is not about technology, but about economics and user experience. Plasma offers nearly instantaneous settlements, programmable payments, and transparent operation logic without bank windows and delays. For businesses, this means faster cash flow, and for users, it means accessibility and control. However, mass replacement is only possible where speed and flexibility are more important than the usual banking inertia.