#BinanceBitcoinSAFUFund
What is the SAFU Fund?
SAFU stands for Secure Asset Fund for Users. It is an emergency reserve fund created by Binance in July 2018 to protect user assets in extreme scenarios, such as hacks, security breaches, platform failures, or other unforeseen incidents that could lead to user losses.
Binance provides on-chain wallet addresses for tracking, and it publishes proof-of-reserves reports. As of January 2026, the fund was valued at approximately $1 billion, previously held mainly in stablecoins like USDC.$USDC
Official Binance Academy page: The SAFU fund wallet (Ethereum address: 0x420ef1f25563593aF5FE3f9b9d3bC56a8bd8c104) held 1 billion USDC as of early 2026, with some portions used for regulatory capital requirements in regions like Abu Dhabi Global Markets (ADGM), where it's custodied by a regulated entity.
In late January 2026, Binance announced a major change: They are converting the entire $1 billion SAFU fund from stablecoins (like USDC) into Bitcoin over a 30-day period. This is a bold move to align the fund with long-term belief in Bitcoin's value and to support the crypto industry during market uncertainty.$BNB
This shift has been framed as a sign of confidence in Bitcoin, though it introduces volatility compared to stablecoin holdings (previously used for stability).$BTC