I keep coming back to Plasma because it treats stablecoin transfers like the main event, not a side quest. With ~1-second blocks and a consensus design meant for quick finality, a payment can feel settled fast enough for a checkout line, not a trading desk. The part that actually changes user behavior is how fees work: Plasma’s built-in paymaster can let apps accept gas in approved tokens, including stablecoins, so people aren’t forced to buy XPL just to move money. Still, XPL matters as the native token that anchors the network.
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