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If nothing unexpected happens, USD1's Binance wealth management has been renewed.

In a bear market, safely earning interest is one of the best choices right now.

By the way, here are a few recent updates on $USD1, which makes people feel more at ease.

The first USD1 vault on Morpho has been launched on the Monad network.

The mechanism is to lend out USD1 and use various assets as collateral, with a net annualized rate of about 12%.

Morpho is known for its security; being chosen as collateral indicates that institutional-level due diligence has been thoroughly passed.

On Solana, the supply has increased 5 times in 2 months to $855M.

Daily trading volume remains stable at $200M–$300M, and it has already connected with core protocols like Kamino and Raydium, letting it run its course.

All of this indicates that large-scale adoption of USD1 is happening; just hold on to it steadily.

Written really well

A few days ago, USD1 briefly de-pegged, and I saw a wave of panic among everyone, with some starting to compare it to UST.

As a witness, I’d like to say a few words; the underlying logic of these two matters is completely different.

First, let’s talk about UST's collapse back then.

UST is an algorithmic stablecoin, and its "1 dollar" is not backed by a real 1 dollar. Essentially, it relies on the dual-token arbitrage mechanism between UST and LUNA to maintain its peg:

UST falls below 1 dollar → Arbitrageurs destroy UST for 1 dollar worth of LUNA → UST supply decreases → Price rebounds.

It sounds very clever, but there is a fatal flaw: the operation of this mechanism depends on the market's sustained willingness for arbitrage and confidence.

Once extreme panic strikes, the logic will reverse— the more UST de-pegs, the more is destroyed, the faster LUNA is issued, the greater the selling pressure, the more the price collapses, and the worse the credit of UST becomes... they trample on each other, leading to a death spiral, and ultimately zero.

This is not simply a matter of "insufficient liquidity"; the stability of the system itself is built on confidence, and confidence is the most unreliable thing in extreme market conditions.

USD1 is a different matter.

It operates on a full reserve system, with every USD1 backed by real U.S. government bonds and cash equivalents, not relying on any algorithms or token interlocks.

This de-pegging is more like a price deviation caused by an instantaneous imbalance in market liquidity due to information asymmetry; it’s a market problem, not a mechanism problem.

USDT also de-pegged in its early years, and USDC briefly fell to 0.87 on the day Silicon Valley Bank collapsed, but they both returned because their reserves are real.

There’s another detail that many people may not have noticed.

Binance has already included USD1 as a staking target in Launchpool.

This action itself says a lot; Launchpool is Binance's most direct entry for profit distribution to users, and anything that gets included has gone through its own vetting process.

Essentially, Binance is using its platform's credibility to endorse USD1.

Of course, having a big platform backing it doesn’t mean you should trust it blindly. Reserve transparency, audit frequency, and such still need to be continuously tracked; this is basic risk awareness.

But when compared to UST, they are truly two different dimensions. $USD1 #稳定币

This new coin listing is like giving away money $KAT

I won't celebrate Valentine's Day on the 14th

Actually, February 13th is my special day

February 13th is 2B Day, a holiday exclusively for silly happiness.

Let me tell you the weirdest thing

When I was a child, I herded cattle on the mountain and saw a conjoined person

The front was female

The back was male

The female was propped up against a tree trunk

With a distorted and terrifying expression

I was scared to death at that time

So fast, time

I didn't expect that it has been two years since the era of inscriptions 😭😭

Binance home page big red envelope!!!

I shook to get 5.8 dollars, and my group friend shook to get 88 dollars, it's another day of envying my group friend

No link sharing, to avoid suspicion of advertising

This is too explosive to brush to

What to do about traffic jams during holidays

Bought Brother Sun's book "This World is Both Cruel and Gentle," and spent all day yesterday reading it.

Then I refunded it without reason within seven days, and even used the shipping insurance, finally got Brother Sun's fur for the first time.

Who suggested Yili to find Ma Yili as a spokesperson!!!

Is this a person???

Again and again

Bitch behavior

Borrowing a friend's comment:

The red envelopes have been sent out, and the downloads have all been funneled in

Sealing it off to save face while blocking others' paths.

Is civil engineering done like this now?

ZAMA has become quite popular

Just write a few articles and receive one NFT, with a profit of 1400 U per NFT

A maximum of 16 NFTs can be listed, and these trends can earn tens of thousands of dollars in profit

I can't imagine how big this would be if it were launched in September

#Zama

Rate 275%

High-interest loans must call the big brother

Bro, don't you usually have millions in profit from aerospace, satellites, AI, and gold? Why have you started the Yuanbao red envelope activity today?

This version is too difficult

In the last version, ETH directly spiked to 860 to hit three arrows

Can we still see ETH within 1000 this time?

Why is it dropping so hard?

Is there any bad news?

$USD1

What should be done about the cryptocurrency crash?

My first reaction is to sell U 🤣

The exchange rate rose directly from 6.8 to 7

Compared to the RMB exchange rate of 6.95, it has a premium of 0.05

#usdt