CryptoTerminal

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🚀 Bottom line?
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Thanks for reading! Wishing you the best of luck on your crypto journey. If you have any questions, feel free to leave a comment below — I’m happy to help!

In a sudden and striking move, XRP's price shot up more than 11%, climbing past $2.50.
While many cryptocurrencies have been riding macroeconomic waves, XRP’s surge seems to be driven by a perfect storm of ETF speculation, U.S. economic policy developments, and on-chain whale behavior.
If you're wondering what exactly is behind this momentum and what might come next, you're in the right place.
In this breakdown, we’ll unpack the XRP ETF rumors, examine the latest technical indicators, and look at how whales and profit-takers are impacting market dynamics.
Let’s dive into the 4 key reasons XRP is making headlines today.
🧭 TL;DR – Key Drivers Behind XRP’s Recent Price Rally
ETF speculation ignites momentum: Multiple institutions file for XRP spot ETFs, triggering anticipation and early market reaction.Macroeconomic relief boosts confidence: U.S. stimulus checks and the resolution of the government shutdown increase investor appetite.Whale activity signals stabilization: Massive outflows from large holders begin to ease, hinting at a potential market bottom.Technical indicators show room to grow: Momentum and RSI are still in a neutral zone, leaving room for further upward moves.
📰 ETF Hype: Is XRP Getting Its Own Spot ETF?
One of the strongest forces behind XRP’s current rally is the rising expectation of an XRP spot ETF approval in the U.S.
Recently, the Depository Trust & Clearing Corporation (DTCC) added listings for several XRP ETFs, including names like Franklin Templeton, Bitwise, CoinShares, and 21Shares. This move has triggered a 20-day review countdown by the SEC, which investors interpret as a green light for potential approval.
📌 XRP ETF Filers (As of Latest Update)
Several well-known institutions have been linked to the recent XRP ETF filings. Franklin Templeton has officially listed its application on the Depository Trust & Clearing Corporation (DTCC), signaling a formal move toward launching an XRP ETF.
According to ETF expert Nate Geraci, the U.S. government resolving the shutdown could be the catalyst for an ETF approval wave. In his words:
"Government shutdown ending = spot crypto ETF floodgates opening. First XRP spot ETF may arrive this week."
While nothing is confirmed, the possibility of an SEC-approved spot XRP ETF under the 1933 Securities Act would be a massive milestone — potentially opening institutional access to XRP.
💵 Macroeconomic Support: Stimulus & Shutdown Resolution
Beyond ETF hype, recent macroeconomic developments in the U.S. have been fueling optimism across risk assets, including crypto.
🇺🇸 Key Events:
Former President Donald Trump proposes $2,000 stimulus checks to U.S. citizens.The U.S. Senate reaches bipartisan agreement to end the government shutdown.
These policy moves helped reduce investor anxiety and restored confidence in the market. Stimulus checks, in particular, increase disposable income and often lead to short-term retail investment inflows into volatile but promising sectors like crypto.
As a result, risk appetite grew, lifting major cryptocurrencies — with XRP among the top gainers.
🐋 Whale Behavior: Selling Slows, Bottom in Sight?
While price surges often lead to profit-taking, data shows that XRP’s whale activity may be stabilizing, which could mean the sell-off phase is cooling.
🐳 Whale & Profit-Taking Insights:
Profit realization jumped from $65M to $220M/day since late September.Whales holding 1M–10M XRP reduced holdings from 7B → 6.23B XRP in 48 hours.Estimated $650M in sell-side volume has now started to ease.
This behavior indicates that although some whales are exiting, the sharp drop in selling pressure could point to a local bottom forming — a common setup before a continuation rally.
📉 What Could Go Wrong? Key Risks to Watch
Despite the bullish sentiment, XRP faces several potential challenges:
Failure to break $2.60–$2.80 resistance could result in a pullback.A breakdown below $2.30 may negate bullish momentum.Regulatory hurdles around ETFs or XRP’s legal status could reintroduce uncertainty.
Technical analyst ChartNerd notes:
“Clearing $2.70 is essential. That’s the trigger point to challenge XRP’s 7-year high at $3.66.”
📌 FAQ – XRP, ETF, and Market Insights
1. What is driving XRP’s current price surge?
A combination of ETF filings, macroeconomic optimism (stimulus + shutdown resolution), and reduced whale selling.
2. Is an XRP ETF officially approved?
Not yet. Several filings are under review by the SEC after appearing on DTCC, sparking speculation.
3. What resistance levels should I watch?
$2.60–$2.80 is a key resistance cluster. Breaking above $3.00 would signal strong bullish continuation.
4. Are whales still selling XRP?
Large wallets have reduced their holdings, but the rate of outflows has declined significantly — suggesting stabilization.
5. Could XRP hit its all-time high again?
Technically possible if $2.80 breaks, but will require strong volume, favorable regulations, and market sentiment.
📝 Final Thoughts & What’s Next
XRP’s rally this week was driven not by a single catalyst but a confluence of institutional, technical, and macroeconomic factors. The excitement around a potential spot ETF is justified, but not guaranteed. Meanwhile, market indicators show moderate bullish strength, with technical resistance levels in sight.
Whether XRP can sustain this momentum depends largely on breaking the next key price levels — and staying tuned to how regulators respond to this new wave of ETF filings.

Summary
Berachain is a Layer 1 blockchain compatible with the Ethereum Virtual Machine (EVM), built using Cosmos SDK.It introduces a unique Proof of Liquidity (PoL) consensus mechanism.Operates a triple-token system: $BERA, $HONEY, and $BGT.Hosts a growing DeFi ecosystem, including Kodiak (DEX) and Infrared (liquid staking).
What Is Berachain?
Berachain is a next-generation Layer 1 blockchain that bridges the flexibility of Cosmos with the robustness of Ethereum. Designed with modularity in mind, it supports EVM-based smart contracts while providing enhanced scalability and economic design.
Unlike traditional Proof of Stake or Proof of Work systems, Berachain uses Proof of Liquidity (PoL) to secure its network.
Chain Name: Berachain MainnetRPC URL: https://rpc.berachain.comChain ID: 80094Native Token: BERABlock Explorer: https://berascan.com
Key Features of Berachain
1. Proof of Liquidity (PoL)
Berachain’s PoL model allows validators to earn block rewards not by locking tokens, but by providing liquidity to DeFi protocols.
Users who supply liquidity receive $BGT.$BGT enables governance participation and validator candidacy.More liquidity = higher chance to validate = more rewards.
2. Triple-Token System
Berachain operates with three tokens that serve distinct roles:
TokenFunction$BERANative utility token (gas fees, transactions)$HONEYStablecoin used in DeFi for lending and trading$BGTGovernance token earned via liquidity provision, used for voting and validation

The Berachain DeFi Ecosystem
Berachain isn't just a blockchain—it’s building a full DeFi ecosystem.
1. Kodiak (DEX)
Kodiak is the native decentralized exchange on Berachain. It combines Uniswap V2 and V3-style AMMs to optimize liquidity.
Trade assets within the Berachain network.Provide liquidity to earn rewards.Acts as the core hub for asset exchange.
2. Infrared (Liquid Staking)
Infrared allows users to stake assets and receive liquid tokens ($iBGT) in return.
$iBGT can be used for governance or to earn extra rewards.Unlocks capital while still supporting the network.
What’s Next for Berachain?
Berachain is still in its early stages but is already drawing attention for its novel consensus and modular design. Its EVM compatibility ensures developer accessibility, while the Cosmos SDK provides scalability.
Whether PoL can deliver long-term success remains to be seen, but Berachain is certainly one of the most ambitious blockchain experiments currently in motion.
FAQ (Frequently Asked Questions)
Q1: What is Proof of Liquidity (PoL)?
A: A consensus mechanism where validators are chosen based on liquidity provision, not just token staking.
Q2: What tokens does Berachain use?
A: $BERA (native utility), $HONEY (stablecoin), $BGT (governance and validator staking).
Q3: Can I use MetaMask with Berachain?
A: Yes, it’s EVM-compatible and works with MetaMask.
Conclusion
Berachain is positioning itself as a game-changer in Layer 1 architecture, combining EVM compatibility with innovative DeFi design. While the PoL model is still new, its potential to reshape validator incentives makes it worth watching.

What is Ethena, anyway?
Ethena might sound like a cousin of $ETH but it's something quite different. It's a decentralized stablecoin protocol that runs on the Ethereum network.
The goal? To issue a stablecoin called USDe, which backed by US dollar—but also generates yield.
Ethena is pushing the boundaries of what a stablecoin can be. It's not just about holding value—it's about generating returns while staying stable.
Ethena is trying to prove that stablecoins don’t have to be passive. It's stable in price—but active in strategy. Whether it works long-term? That’s what the whole crypto world is watching.
How is USDe created?
Ethena uses a clever system called a delta-neutral strategy. Here’s how it works in plain English:
When you deposit Ethereum (ETH) into Ethena, the protocol takes that ETH and opens a short position in the futures market—basically betting that ETH will go down. This short position balances out the volatility of ETH's price.
As a result, whether ETH goes up or down, the total value of your position remains relatively stable. Once that price risk is neutralized, Ethena can safely issue USDe tokens that are pegged to the dollar.
So... how does Ethena actually make money?
Here’s where things get interesting. Ethena isn’t just holding your ETH and sitting on its hands. It has multiple revenue streams, and it uses those to pay interest (or “yield”) to users who hold or stake USDe.
Ethena generates yield through four main strategies, each contributing to how it can offer returns to USDe holders—all while keeping the coin’s value stable.
First, funding rate arbitrage plays a key role. Ethena opens short positions in the futures market, and when funding rates are positive, it earns interest from that exposure. This strategy alone can bring in around 9% annually.Second, there's restaking. Instead of letting deposited ETH sit idle, Ethena restakes it through platforms like Lido to earn additional rewards—typically around 2–4% per year.Third, Ethena allocates a portion of its reserves to tokenized U.S. Treasuries, such as USTB. These are traditional, low-risk assets that generate relatively stable income regardless of crypto market volatility.Lastly, Ethena uses a dynamic asset strategy, adjusting its portfolio based on market trends. During bullish periods, it may hold more crypto-based collateral, while in bearish times, it shifts toward more conservative assets like stablecoins or treasuries. The results here are market-dependent.
Combined, these strategies are how USDe holders can potentially earn a 9–15% annualized yield—just by holding a coin that's designed to stay pegged to the U.S. dollar.
How do I get USDe?
There are two main ways to access USDe:
1. Buy it on a centralized exchange (CEX)
USDe is available on Bybit and other platforms. Once you buy it and hold it in your wallet, you may automatically start earning yield.
2. Mint it yourself and stake it
If you're more DeFi-savvy, you can visit Ethena’s official site, connect a wallet like MetaMask, deposit ETH or USDC, mint USDe, and stake it directly through the protocol.
Why are people interested?
Fully decentralized: Everything runs on smart contracts, no middlemen.Transparent: You can track collateral and strategy directly on-chain.Innovative: Combines stablecoins with revenue generation—a new hybrid model.
Ethena isn’t just building a dollar-pegged coin. It’s experimenting with a DeFi-native financial engine that could reshape how we think about “stable” value in crypto.
But... are there risks?
Yes—and you should understand them before getting involved.
1. Collateral volatility
If $ETH or USDT suddenly crashes, the underlying assets could be at risk—especially during heavy redemption periods.
2. Negative funding rates
Ethena’s model depends on positive funding rates. If those flip, the yield could evaporate—or worse, turn negative.
3. Regulatory uncertainty
Stablecoins are facing increasing scrutiny from regulators around the world. Ethena, like many DeFi projects, operates in a legal gray area.
What about the ENA token?
Ethena’s native token, $ENA plays a governance and incentive role in the ecosystem.
Used for protocol governanceDistributed through staking and participation incentivesListed on major exchanges like Binance, Bybit, OKX and others
So… what exactly is Ethena trying to be?
Think of Ethena as a crypto-native financial lab—blending the stability of traditional finance with the innovation of decentralized protocols.
It’s experimenting with a stablecoin that doesn’t just sit still, but actively earns through real strategies: derivatives, restaking, and tokenized treasuries.
Whether it’s sustainable in the long run is still a big question, and the model is clearly complex. But it’s undeniably one of the most interesting experiments happening in DeFi right now.

When trading futures on Binance, there are three main types of fees that can impact your overall performance.
Since fees play a significant role in trading outcomes, it's crucial to understand how each one works before you get started.
In this article, we’ll break down the three key Binance Futures fees—trading fees, funding fees, and insurance clearance (liquidation) fees—explaining how they are calculated and when they are charged.
Whether you're already using Binance Futures or considering it, this guide will help you navigate the fee structure with confidence.
Don't have an account? Sign up for Binance now and start your journey. Use this link to get a 20% discount on your trades: https://www.binance.com/join?ref=AUJMIFSS
🔹 Key Points Summary
Binance Futures has three main fee types: trading fees, funding fees, and insurance liquidation fees.Fee rates vary depending on order type (maker/taker), contract type (USDⓈ-M or COIN-M), and your VIP level.Funding fees are exchanged between long and short position holders—not paid to the exchange.Insurance liquidation fees apply when a position is forcibly liquidated and are used to support the exchange’s insurance fund.
1. Binance Futures Trading Fees
Trading fees are charged each time an order is executed. These fees differ depending on whether you're a maker or a taker:
Makers provide liquidity by placing limit orders, and generally receive lower fees as an incentive.Takers remove liquidity by executing against existing orders, so they pay higher fees.
Your VIP level on Binance also affects trading fees. Higher VIP levels receive discounted rates. To reach a higher VIP level, you need to meet certain trading volume thresholds and hold a minimum amount of BNB tokens in your account.
Tip: If you use BNB to pay your futures trading fees, Binance offers a 10% discount.
Another important point: trading fees are based on the notional value of your position, not just your margin. For instance, using $1,000 margin with 10x leverage opens a $10,000 position, and the fee is calculated based on that $10,000—not the $1,000 margin.
2. Funding Fees
Funding fees are unique to perpetual futures contracts and are exchanged between traders holding long and short positions. The purpose is to keep the futures price aligned with the underlying spot market price.
If the funding rate is positive, long positions pay shorts.If the funding rate is negative, short positions pay longs.
Binance does not profit from funding fees—it only acts as an intermediary.
Funding is typically settled every 8 hours at 00:00, 08:00, and 16:00 UTC
3. Insurance Liquidation Fees
If your position is forcibly liquidated due to insufficient margin, an additional liquidation fee will be charged. This happens when your account balance falls below the required maintenance margin.
The liquidation fee ranges between 1.25% to 2% of the notional value of the position.The fee is added to the Binance Insurance Fund.
The insurance fund is designed to protect traders and the exchange in extreme market conditions.
It covers losses when accounts fall below zero balance and helps reduce the chance of Auto-Deleveraging (ADL)—a process where profitable positions are automatically reduced to cover systemic risks when insurance funds are depleted.
Frequently Asked Questions (FAQ)
1. What is the maker vs taker fee on Binance Futures?
Maker fee is 0.02%, taker fee is 0.04% by default. Makers place limit orders, takers fill them.
2. Do I pay funding fees directly to Binance?
No. Funding fees are exchanged between long and short traders every 8 hours.
3. How do I lower my Binance trading fees?
Use BNB to pay fees for a 10% discount, and trade more to reach a higher VIP level.
4. When are funding fees charged in Korea time?
At 09:00, 17:00, and 01:00 daily (UTC+9).
5. What happens if I get liquidated on Binance Futures?
You will be charged a liquidation fee (1.25–2%) that goes to the insurance fund.
What’s Next?
If you're considering trading on Binance Futures, take time to fully understand the fee structure and how it might affect your strategy. Even small percentages can make a big difference over time, especially with leverage.
Explore the BNB fee discount programMonitor your funding rate exposureAvoid forced liquidation by managing margin levels closely
Understanding the cost of each trade will help you make smarter and more informed decisions.
In Closing
Binance Futures involves three core fees: trading fees, funding fees, and insurance liquidation fees. Each serves a different function in maintaining a fair and efficient trading environment.
By understanding how these fees work and how they’re applied, you’ll be better equipped to navigate futures trading with greater awareness and control.

If you're just getting started with futures trading, choosing between margin modes might feel a little overwhelming.
But don’t worry—it’s actually simpler than it sounds once you understand the basics.
There are two main types of margin modes: Cross Margin and Isolated Margin.
And picking the right one really depends on your strategy, experience level, and risk appetite.
1. What is Cross Margin?
In Cross Margin, all of your available balance is pooled together and shared across all open positions in your account.
This shared margin helps prevent immediate liquidation when one trade goes into the red.
Let’s say you have long positions in both Bitcoin and Ethereum. If ETH drops but BTC gains, the profit from BTC can offset the ETH loss.
Profit and loss (PnL) are unified across positions.Efficient use of capital.Great for traders who manage multiple positions or follow long-term strategies.
But be careful: if one position takes a heavy hit, it could drag your whole account down. That means the loss isn’t just isolated—it could lead to full account liquidation.
2. What is Isolated Margin?
Isolated Margin works very differently. Each position has its own margin, separate from your overall balance.
If you enter a position with 100 USDT, the worst-case scenario is losing that 100 USDT—nothing more.
This structure is often used when trading volatile assets like altcoins, where price swings can be sharp and sudden.
Risk is limited to only the margin allocated for each position.Ideal for high-leverage or short-term trades like scalping.Helps avoid risk spillover between positions.Especially useful for beginners or anyone testing out risky trades with tight controls.
3. Key Differences Between Cross and Isolated Margin
To help you understand how they compare, let’s break it down by category:
(1) Asset Coverage
In Cross Margin, your entire account balance is available to support all your open positions.
In Isolated Margin, each position uses only its own assigned margin. No sharing.
(2) Loss Scope
Cross Margin exposes your entire account. A big loss in one trade could impact everything.
Isolated Margin keeps that loss contained. Only the affected position is at risk.
(3) PnL Offset
Cross Margin allows gains and losses to balance each other across different trades.
Isolated Margin does not. Each trade wins or loses on its own.
(4) Strategy Fit
Cross is great for multi-position setups and longer-term plays where capital efficiency matters.
Isolated is for sharper trades, higher leverage, and traders who want tighter control.
(5) Liquidation Risk
In Cross Margin, if one position goes deep into the red, your entire account might be liquidated.
In Isolated Margin, only the individual position will be closed. The rest of your portfolio stays intact.
4. Which Margin Mode Should You Choose?
This depends on a few key factors:
(1) Experience Level
New to trading? Start with Isolated Mode. It's safer, and the risks are easier to manage.Experienced trader? You might prefer Cross Margin to maximize capital efficiency—but always with caution.
Important: Most exchanges use Cross Margin as the default. Don’t forget to double-check your settings before placing a trade.
(2) Leverage
High leverage? Stick to Isolated. It keeps things simple and the risk capped.Low to moderate leverage? Cross Margin can work well, but always monitor your risk exposure.
(3) Position Type and Holding Period
Short-term trades? Use Isolated, especially when focused on just a few assets or trading with limited funds.Multiple or longer-term positions? Cross Margin allows smoother capital flow—but also requires more active monitoring.
And remember: even low-leverage positions can get liquidated in volatile markets. Stay alert, and always have a plan in place.
Final Thoughts
Unlike spot trading, futures trading involves liquidation risk.
That’s why choosing between Cross and Isolated Margin isn't just a setting—it's part of your risk management toolkit.
Know how each mode works, understand how they impact your positions, and use them to your advantage.
This is one of the most important steps in building a sustainable, long-term trading strategy.

Even though the crypto world is growing fast, it’s still hard for most people to get started. Creating a wallet like MetaMask can be confusing.
Sending coins isn’t easy either, and just when you start to understand things, you realize you still can’t use crypto in everyday life.
That’s where Sophon comes in — a project that aims to close the gap between blockchain and real-world usability.

What Is Sophon?
Sophon is a Layer 2 blockchain built on zkSync and designed to make complex blockchain tech easy for everyone. Its main goal is to let everyday users enjoy blockchain-powered apps — like games and social networks — without having to understand the tech behind them.
A Blockchain Built for Real People
Unlike most blockchain platforms, Sophon focuses on user experience. You don’t need to create a separate crypto wallet or worry about gas fees.
Just log in with your Google account and start using the app — no strings attached. Sophon makes blockchain feel as simple as using any regular app.

Key Technical Features
To deliver this user-first experience, Sophon is built with several advanced technologies:
Validium: Off-chain data storage to lower fees and boost speedzkSync Elastic Chain: Smooth asset transfers across ZK chainsAccount Abstraction: User accounts work like smart contractsPaymaster: Gas fees can be paid in other tokens or by the appzkTLS: Secure, private user authenticationSocial Oracle: Builds user reputation from digital activity
What Is the SOPH Token Used For?
The SOPH token powers the entire Sophon ecosystem. It’s used to:
Pay for transaction fees on the networkReward node operatorsIncentivize developers and ecosystem contributors
In short, SOPH keeps the network running and growing.
SOPH Tokenomics
Sophon has a total supply of 10 billion SOPH tokens, distributed in a way that supports long-term growth and sustainability.

This model is designed to balance network incentives and long-term development.
Where to buy SOPH?
You can buy Sophon (SOPH) on Binance, one of the world's leading cryptocurrency exchanges. SOPH spot trading officially launched on May 28, 2025, at 13:00 UTC, with available trading pairs including SOPH/USDT, SOPH/USDC, SOPH/BNB, SOPH/FDUSD, and SOPH/TRY.

To get started, register Binance account now. Once registered, you can deposit funds and begin trading SOPH.
Please note that availability may vary based on your region, and you should ensure compliance with local regulations.
Final Thoughts
Sophon is redefining what blockchain can be — not just powerful, but simple and accessible. By removing the technical barriers, it gives everyday users a way to enjoy the benefits of Web3 without needing to be tech experts.
In a world where crypto is often seen as too complicated, Sophon offers a breath of fresh air: easy onboarding, familiar experiences, and real-world use cases. This could be the bridge that finally brings blockchain to the mainstream.

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If you have 198 or more Binance Alpha Points, you can join this TGE and commit up to 3 BNB!
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By the way, what is $ELDE? $ELDE token powers Elderglade's hybrid in-game economy and ecosystem across the DApp.
And Elderglade is a Web3 fantasy game available on Line, Telegram and its native app/web platform.

$ELDE Token can be used to buy booster, join battles, trade NFTs, and more. You can also stake $ELDE to earn additional benefits!
With this Binance TGE total 160,000,000 ELDE will be sold to users! The subscription time is May 27, 2025, from 8AM to 10AM (UTC). So be ready!
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That's it! Hope you enjoyed our article! And please follow us for more exclusive airdrops and exciting TGE news! Let's be lucky together next time!
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Key Takeaways
Unlike traditional DeFi platforms, Huma Finance provides financial services based on real-world income and revenue streams—not just crypto collateral.The HUMA token, listed on Binance in May 2025, powers governance, ecosystem rewards, and liquidity incentives.Built on stablecoin-backed infrastructure and real-time on-chain settlement, Huma aims to become a new global payments standard.
Introduction – Is DeFi Really for Everyone?
As crypto adoption grows, more people are hearing terms like “DeFi” (Decentralized Finance). But DeFi can still feel inaccessible—too complex, too risky, or tailored only to crypto insiders. Most DeFi platforms require users to lock up their crypto to access services like loans, which isn't practical for everyone.
That’s where Huma Finance comes in. Designed for the “other 99%”—everyday workers, freelancers, small businesses—Huma aims to make DeFi truly inclusive. With its HUMA token recently listed on Binance, it’s drawing global interest.
This article explores what Huma Finance is, what makes it different, how the HUMA token works, and why it matters.
What Is Huma Finance? A New DeFi Model Called "PayFi"
1. Introducing PayFi
Huma Finance calls itself a "PayFi" platform—short for “Payment Finance.” Instead of requiring crypto as collateral, it uses income and revenue data to power financial services.
2. Real-Time Payments with Stablecoins
Huma uses stablecoins and on-chain liquidity to process payments 24/7. Unlike bank transfers that can take days, Huma enables instant global payments—perfect for cross-border business and freelance platforms.
The HUMA Token: More Than Just a Coin
HUMA isn’t just for trading. It’s a core utility and governance token that plays four key roles:
Governance: Token holders can vote on platform decisions. Longer staking = more voting power.Liquidity Rewards: Users who add liquidity earn HUMA rewards, linked to real-world usage.Partner Incentives: Businesses that drive usage (e.g. e-commerce platforms) get HUMA tokens.Community Contributions: Developers and contributors earn tokens for supporting the network.
Tokenomics: Designed for Growth
HUMA has a fixed supply of 10 billion tokens, split as follows:
HUMA has a fixed total supply of 10 billion tokens, carefully allocated to balance growth, incentives, and long-term stability.
Of the total supply, 2.5% (250 million tokens) were distributed through the Binance Launchpool, while 0.9% (90 million tokens) were set aside for marketing efforts.
A significant 31% (3.1 billion tokens) is allocated for ecosystem incentives to support user rewards and partner engagement.
Approximately 40% (around 4 billion tokens) is reserved for the team and early investors, reflecting their role in the project’s initial development and funding.
This distribution model is designed to ensure sustainable ecosystem growth while maintaining adequate liquidity and community participation.
This structure aims to balance growth, rewards, and stability.

Market Momentum and Investors
1. Binance Listing
HUMA launched on Binance on May 26, 2025, briefly hitting $1.03 before settling around $0.25. This is typical for new listings: early hype, followed by stabilization.
2. $46M+ in Backing
Huma has raised over $46.3 million from top-tier investors:
Circle (creator of USDC)ParaFi CapitalHashKey CapitalSuperscrypt10x Capital
This backing signals serious trust in the project.
Real-World Use Cases
1. Loans for Freelancers
Freelancers on platforms like Upwork can use their earnings history to get loans—no crypto or banks needed.
2. Instant Pay for Sellers
Sellers on Amazon or Shopify can access funds instantly through Huma, instead of waiting for bank transfers.
3. Trade Finance for Small Businesses
Small businesses can secure trade financing without traditional banks, thanks to blockchain verification.
Roadmap: What’s Next?
Huma plans to expand its global reach by:
Adding multi-chain supportIntegrating with real-world point-of-sale (POS) systemsLaunching enhanced mobile wallet featuresTransitioning to a DAO (Decentralized Autonomous Organization)
These goals position Huma as a serious player in global fintech.
Final Thoughts: A More Human DeFi
By shifting the focus from crypto wealth to real income, Huma Finance offers a new vision for DeFi—one that’s inclusive, flexible, and more relevant to everyday life.
While still new, Huma shows strong potential to reshape how people and businesses access finance around the world.

If you're signing up on Binance for the first time, entering the referral ID/code AUJMIFSS during registration will give you a 20% discount on trading fees.

But to make sure the discount is applied properly, and to use all Binance features, it's important to know how to check the discount and complete your identity verification (also known as KYC).
Quick Summary
You can get 20% fee discount on spot trading and 10% off on futures.You can check the discount when you signup Binance account.You must complete identity verification (KYC) to fully use Binance features like deposit, withdrawal, and trading
1. How to Use the Referral Code When Signing Up
Go to Binance's register website: https://accounts.binance.com/register?ref=AUJMIFSSEnter email or mobile numberSet your passwordVerify your account and enter referral ID: AUJMIFSS You should see a message saying: "20% commission rebate"Complete the registration process
2. How to Check if the 20% Fee Discount Was Applied
When you sign up, you can check your 20% fee discount in your account settings. Can you see the message '20% commission'? Yes, then, it is correct.

Note: If it shows “10%”, "5" or no message appears, that means the code wasn’t applied. You cannot add it later, so it's important to enter it during sign-up.
3. How to Complete Identity Verification (KYC)
To use all features on Binance — like depositing money, withdrawing crypto, or higher trading limits — you need to verify your identity. Here's quick KYC steps.
Log in to your Binance accountClick on your profile icon > IdentificationClick Verify next to your countrySubmit:Your full legal nameGovernment-issued ID (passport, ID card, or driver’s license)A selfie or face verification through your webcam or phoneWait for Binance to review your documents (usually takes a few minutes to a few hours)
Once it’s approved, your account will be fully verified and you can use all services.
Final Reminder
Use Binance referral code AUJMIFSS during registration to get 20% off spot trading fees.It will discount 10% on futures trading for 1 month. And this is the maximum discount so far.You must double check the correct discount ratio 20% when you finishing the sign up.Complete identity verification (KYC) to unlock all Binance features.Check your discount status anytime from the Referral section in your Dashboard.

Yo, lately everyone’s flexing their Binance airdrops, right?
Turns out, Binance changed the game. No more just holding tokens and hoping for the best — now it’s all about Alpha Points. Want in on those juicy token sales and free airdrops? You gotta play smart.
Here's the lowdown, no fluff.

💡 What the heck are Alpha Points?
Alpha Points = Activity score on Binance.
You earn them by:
Holding assets on Binance (wallet or exchange).Trading Alpha coins listed in the ‘Alpha’ section.
You can check your Alpha Points in the app — just search “Alpha Point” in the menu. Super easy.
Don’t have a Binance account yet? Sign up with the referral ID AUJMIFSS or use this link to get a 20% discount on all spot trading fees:

👉 https://accounts.binance.com/register?ref=AUJMIFSS
💰 How to earn Alpha Points
1. Just hold assets
You get daily points based on how much USD-equivalent crypto you hold:
$100 ~ $999 → 🟡 1 point per day$1,000 ~ $9,999 → 🟡 2 points per day$10,000 ~ $99,999 → 🟡 3 points per day$100,000+ → 🟡 4 points per day
Example: Got $1,500 in your Binance? That’s 2 points per day, easy.
2. Trade Alpha coins
Go to [Market] > [Alpha] section. Trade any coin listed there. More you buy, more points you get:
$2 → 🟢 1 point per day$4 → 🟢 2 points per day$8 → 🟢 3 points per day$16 → 🟢 4 points per day$32 → 🟢 5 points per day$64 → 🟢 6 points per day$128 → 🟢 7 points per day$256 → 🟢 8 points per day$512 → 🟢 9 points per day
TL;DR: Trade $64/day in Alpha coins = 6 points
(Buy and sell counts — just buying is enough to earn!)
But careful: Alpha coins are small-cap, sometimes illiquid, and prices can be volatile. Don’t ape in without checking.
🔥 Best strategy to hit airdrop goals
So, how much do you need to hold or trade to get rewards? Here’s the TL;DR table:
1. Light Try
💼 Asset Holding: $100🔄 Daily Trade: $4✅ Total Daily Points: 1 + 2 = 3 pts📆 15-Day Total: 45 pts
2. Token Sale Shot
💼 Asset Holding: $1,000🔄 Daily Trade: $16✅ Total Daily Points: 2 + 4 = 6 pts📆 15-Day Total: 90 pts
3. Airdrop Hunter
💼 Asset Holding: $10,000🔄 Daily Trade: $64✅ Total Daily Points: 3 + 6 = 9 pts📆 15-Day Total: 135 pts
Based on recent sales, 65–80 points = token sale eligibility.
135+ points = good chance for airdrops.
⚠️ Don’t screw this up (Important stuff)
Points reset daily at 8 AM UTC. So don’t panic if it doesn’t update instantly.Only the last 15 days of activity count. If you skip too many days, your score drops.You get points just for buying Alpha coins. Selling right after is fine if you’re scared of price drops.Rules can change anytime, so keep an eye on Binance announcements.
✅ Final thoughts
You don’t need to be a whale to farm Alpha Points.
Just hold some crypto on Binance, trade a bit of Alpha coins daily, and boom — you’re eligible for token sales and possibly free airdrops worth $70~$100 each event.
It’s low effort, steady reward. If you’ve got time to click around each day, it’s basically free money.