LucaSolana

Why #HumaFinance is the leader in #PayFi and has real use?

DeFi is increasingly reaching places, people, and businesses all over the world, which is one of the main reasons #PayFi has @humafinance as the promoter and leader of this system. It basically consists of utilizing blockchain in the daily operations of companies, institutions, and users worldwide, facilitating transactions worth billions of dollars.

Cross-border payments 24/7, trade financing, credit card settlements, among other types of payments. PayFi allows for the financing of payments at the exact moment they occur, rather than waiting days or weeks for traditional settlements that we know.

Where does the liquidity come from?

Liquidity comes from liquidity providers "LPs" who deposit stablecoins like $USDC into the protocol's pools. These funds are used to extend credit to institutions and companies needing to finance payments.

1. Financing real payments where companies pay interest for instant access to liquidity
2. Deposits and staking
3. Yield and profits
4. Protocol income from transaction fees, pool fund inflows

It has an active liquidity of $177.9M and over $12B in Total Transaction Volume (TTV). This indicates that it is essential, useful, and sustainable.

$PST is the main native stablecoin of Huma

PST is the liquid token that accumulates yield, and its value increases over time thanks to the yield generated from real payment fees. It is the token you receive when you deposit $USDC in Classic Mode. You can swap it for USDC on Jupiter, Orca, Meteora, or use it as collateral on Kamino.

With PST, mPST, and pools, nearly $154M has been achieved. These are very good numbers for active liquidity, where a significant portion is in pools like Arf and strategies that generate yield for $PST holders.

You can get a base APY in USDC of up to 13% and also earn extra rewards that convert into $HUMA .

Deposit here and earn: https://app.huma.finance?ref=NrGnkr

There’s $200,000 in rewards for users of #JupiterExchange who have engaged with the Jupiter ecosystem.

The rewards are distributed randomly among users in the ecosystem, meaning if you've made any trades in the past 12 months on the exchange, you have a chance to snag a mystery reward.

Check at #jupiter under the "Rewards" option to see if you're eligible: https://jup.ag/rewards/free-mystery-reward

This is Jupiter's way of thanking its active users by giving out random gifts in tokens, we got lucky, so hopefully you do too.

Good traders earn rewards! $JUP

Now, #Porvenir , one of the largest pension funds in Colombia, recently announced that its members can invest in Bitcoin.

At the Asofondos Congress 2026, around April 22, Porvenir introduced the Crypto Porvenir Portfolio.

It's a portfolio within voluntary pensions that tracks the price of #Bitcoin through BlackRock's IBIT ETF (one of the largest in the world, with over USD 50 billion in assets). You don't buy Bitcoin directly or manage wallets or private keys: everything is regulated and through Porvenir.

Investments start from 100,000 Colombian pesos (COP), aiming to offer diversification and greater access to digital assets in a secure and straightforward way, without the operational risks of traditional cryptos.

This expands their offering to over 70 investment alternatives in voluntary pensions. It's a response to the trend of other funds (like Protección) and the members' interest in cryptocurrencies.

More adoption 🚀

Source: @forbescolombia

Greetings to the entire Binance Square community!

I come from X and CMC, so it’s a pleasure to be able to expand the content on this platform. We’re kicking off today!
Content creator 100% in Spanish since 2022, now active here, with several collaborations in the ecosystem.

More about me at https://Lucasol.sol.site