The retail market is more complex because we have to talk about how, although these remain estimates or approximations, the margin of error is greater.
1.- Wide Category: We can place this category of wallets with more than 500 XRP, which between the end of 2025 and mid-2026, the number of retail wallets increased from 4.7 million to approximately 5.66 million (an approximate increase of 20.4%).
2.- Small Wallet Retailers: Here we include wallets with less than 500 XRP, which increased from 4.8 million to approximately 6.2 million (an approximate increase of 29.2%). But they only represent 0.24% of the total supply.
CONCLUSIONS:
1.- In Institutional Holdings (ETFs): We can see that there was a growth of between 93% and 112% in custody alone, rising from approximately 400 million XRP to about 810 million XRP.
2.- Retailers are growing in number and also accumulating, although they do not significantly weigh in on the supply because the majority (almost 70%) is in the hands of whales, not us small investors.
3.- For my part, this knowledge gives me a bit of peace; understanding that both institutions and small investors remain strong and convinced that XRP will not achieve its true value due to speculation, but rather that its utility will provide the definitive boost.
SO? WHO DOES THE PRICE DEPEND ON?
Neither institutions nor small investors are responsible for the drop; rather, everyone has been accumulating. And according to analysts, it is estimated that retail investors are responsible for between 40% and 60% of the price support for XRP as they refuse to sell.
The movements are the responsibility of what's known as MARKET MAKERS, accounting for 70% of the price variation.
MAYBE I’LL BE ENCOURAGED TO TALK ABOUT MARKET MAKERS IN ANOTHER POST #BINANCE #XRP #RIPPLE #ERROR #ERRORES
MY MISTAKE WITH #XRP, What Nobody Ever Told Me!! First off, let me say this post is based on my inexperience, but I want to share with you what I learned and where I went WRONG; because I believe it will help you a lot in your future decisions.
Quickly, I’ll outline my MISTAKES so you can decide whether to stick around or bounce; because I was really out of touch with the crypto market when I made a small investment in XRP thinking:
1.- The price was directly linked to the number of people or institutions acquiring or holding a certain amount of XRP.
2.- That if the percentage of XRP held by retail or institutional investors remained stable or increased, the price would similarly rise or stay stable.
3.- That the price of XRP was dropping because fewer retail or institutional investors were buying the cryptocurrency, and there was more XRP in circulation due to excess supply in the market.
4.- That by May 2025, there would be more XRP in the hands of retail and institutions than there is today (that had sold).
THE TRUTH OF THE MARKET (WHAT I WAS IGNORING)!!
INSTITUTIONAL HOLDINGS:
I’ll start with institutional holdings first since we assume they have the most influence on the value of a cryptocurrency.
1.- XRP held in ETFs: In December 2025, there were 400 million XRP in ETFs with an average price of $1.95; that’s why we talked about approximately $780 million. But by May 2026, this rose to 848 million XRP under custody.
2.- Assets under management (in USD): In December 2025, this reached $1.16 billion, and by May 2026 it hit $1.18 billion, which we would see as a minimum income, but remember that it's completely tied to the current price.
3.- Committed corporate reserves: By December 2025, these reached $11 billion, and by February 2026, they increased to $13 billion.
If you like what you’re reading, KEEP GOING! I had to split the post...
Honestly, I’m not gonna back anything from that administration, but for me personally, it worked like a charm on Google Pay, PayPal, and Amazon...
ProxyCapital
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If you are thinking about buying dollars at the Bank of Venezuela and relying on that to cover operational or essential expenses, don't do it. I have currently tested the card on the following platforms and it did not work:
- Adobe Creative Cloud Pro. (Rejected) - Amazon. (Rejected) - Apple App Store, iCloud, Apple TV. (Rejected) - Google Play. (Rejected) - PayPal. (Rejected and it charges you 2$ for the attempt) - CorelDRAW and its Suite. (Rejected) - Meta Business. (Rejected)
As a measure against the blocking of those platforms, I tried transferring it to wallets, and the result was the same:
- Zinli. (Rejected and it charges you 2$ for the attempt). - Wally Tech. (Rejected).
Conclusion: There are exceptions for some clients who can use the card and it works for them, but there is a large number who cannot use it. Most likely due to the bank's lack of liquidity at the currency level or because the system is not in condition for the high demand for transactions.
For now, the Bank of Venezuela has very high expectations for what it is truly delivering to its clients.
Mr. Finley, I think you should look for a lawyer because that official is off base. There's a crime called misappropriation and another called illicit enrichment.
SrFinley_Capital
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How I lost 611 USDT due to a simple oversight
I want to share a painful but valuable experience for all of us who operate in P2P. A few weeks ago, I made a transfer for an amount greater than agreed upon in a transaction. It was 611 USDT more. The client never responded, and of course, never returned what did not belong to him. I reported it to the Prosecutor's Office, but the response was clear: the transfer was my responsibility. Since it was not fraud in the strict sense, but rather my mistake, there was not much to be done. I lost money, time, energy, and even peace of mind.
I saw it, man, it's just heartbreaking to feel powerless after getting scammed and not being able to do anything about it. I bought a product here through Binance, and the seller wiped the entire WhatsApp convo.
TOKENOMIX
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Rug pulled !! Lost 1067$ today.
I got scammed by a person on telegram who made me invest in a token and then blocked me. The token went from my 1067$ to 52400$ in 3 days and they blocked me from selling so I couldn’t sell and today they rug pulled.
I will earn the money again but i wish I could send these ppl to hell so they don’t scam more ppl, 2400 more holders got scammed including me.
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