📢 BiyaPay Secures U.S. MSB and New Zealand FSP Financial Licenses
BiyaPay is now officially licensed as a Money Services Business (MSB) by the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) and is also a registered Financial Service Provider (FSP) in New Zealand.
What do these licenses mean? 1. ✅ Legally Authorized: BiyaPay is approved by regulatory authorities and legally permitted to provide specific financial services. 2. 🔒 Regulatory Compliance: As a licensed entity, BiyaPay adheres to strict compliance standards within its jurisdictions, ensuring safe and stable platform operations. 3. 🌍 Enhanced Market Trust: These licenses reflect BiyaPay’s transparency and professionalism, strengthening its global market presence.
👉 Join #biyapay now and enjoy 20% off U.S. stock trading fees: $BTC $XRP
Tesla ($TSLA) just dropped nearly 10% after tensions between Elon Musk and Donald Trump made headlines.
But instead of watching it crash, I used #Biyapay to take action — fast.
While most people were panicking, I opened a short position with TSLQ (which gains when $TSLA drops) and started planning a long entry using margin trading — all from the same app. No switching platforms, no delays.
BiyaPay gives me: ✅ Access to US & HK stocks + crypto ✅ Margin & short tools in one place ✅ Fast execution + real-time charts ✅ A smooth experience across mobile & web
In volatile moments like this, having the right tools matters — and BiyaPay gave me the edge.
🧠 Know what you’re doing. Manage your risk. But if you want one app that lets you trade both directions across markets, this is it.
👉 Try it out: https://biyapay.com/re/78071474 $BTC
How BiyaPay Simplified My Cross-Border Finances (and Why It Might Be a Game-Changer
GM folks 👋 If you’ve ever had to manage money across borders — sending funds to family, paying freelancers, getting paid in crypto, or just dealing with currency conversion headaches — you’ll get where I’m coming from. For the longest time, I was juggling multiple apps just to stay afloat. One app for sending money. Another for converting currencies. A third one to check rates. And let’s not even talk about the fees or delays.
That was the norm for me — until I stumbled upon BiyaPay.
What Is BiyaPay?
BiyaPay is a crypto-native payment app that brings global money movement into a single, easy-to-use platform. I wasn’t expecting much at first, but the simplicity and speed really caught me off guard. Whether you’re a freelancer getting paid from overseas, a digital nomad living on stablecoins, or someone sending money back home — BiyaPay feels like it was made for you. Why I Switched Here’s what made me actually stick with it:
Fast Transfers: We’re talking near-instant, and that’s not just between users. Even swaps and off-ramps were surprisingly quick.
Low Fees: Compared to the usual 3–5%+ fees on traditional services, BiyaPay’s costs are tiny. For someone moving funds regularly, that adds up fast. Mobile-First UX: The interface doesn’t feel like a DeFi app. It’s intuitive, clean, and feels more like a modern fintech product than a crypto wallet. Non-Custodial: You stay in control. That matters to me — especially in 2025. Global-Ready: Supports different currencies and networks, making it genuinely useful no matter where you’re based. Real-World Use Cases
#BiyaPay isn’t just another shiny Web3 wallet — it’s actually solving real problems.
Here are a few ways I’ve used it personally:
Sending money to a friend in a different country (instantly and for pennies)Getting paid in $USDT and converting to local currency without high feesPaying freelancers without delays or payment processing dramaStoring and managing crypto in a way that feels like using a neobank app Built for the People Who Need It Most
One thing I appreciate about BiyaPay is their focus on underserved markets. Not everyone has access to smooth banking or low-fee remittance options — especially in parts of Africa, LATAM, or Southeast Asia.
BiyaPay is leaning into that gap, and it’s refreshing to see a project focused on real utility instead of just token speculation. Final Thoughts
It’s still early for BiyaPay, and I’m sure there’s more in the works. But even now, it’s made a huge difference in how I handle money across borders. Crypto tools don’t need to be complicated to be powerful. Sometimes, the best innovations are the ones that just work. If you’re tired of juggling 5 different apps to move your money, BiyaPay is absolutely worth a look. Check them out:
🔗 @BiyaPayOfficial Let me know if you’ve tried it — curious to hear other people’s experience.
#InitVerse Is Quietly Becoming a Global Web3 Powerhouse
While others are promising the future, InitVerse is already delivering it.
📈 22 million+ transactions 👥 400,000+ users 🌐 Operating in 9 countries 🗣️ Supporting 9 languages (covering 90% of global internet users)
From decentralized app builders to casual users earning rewards on Candy, InitVerse is quietly powering real-world Web3 adoption—across borders and industries.
Whether you’re a developer, entrepreneur, or just Web3-curious, InitVerse gives you tools, infrastructure, and a real ecosystem to thrive in.
#InitVerse x Privacy: Finally, You Can Build Without Giving Up Security
Tired of building apps where privacy is an afterthought? InitVerse solves that.
🔐 Powered by TfhEVM – the world’s first fully homomorphic encryption-compatible EVM 🌐 Compute securely, even in the cloud 📊 No compromise on performance
This is the future of private computation on-chain. And it’s live.
InitVerse: Powering the Next Generation of Web3 DApps.
The Web3 revolution needs a scalable, privacy-first platform—and InitVerse is delivering exactly that.
What is InitVerse? A full-stack Web3 SaaS platform that makes building decentralized apps as easy as clicking a button. Whether you’re a dev or a founder, InitVerse gives you low-code/no-code tools to launch your project fast.
🔥 STON FIRE: The Ultimate Trading Competition – Up to $100,000 in Rewards! 🔥
Hey Stonfiers! I’ve joined STON FIRE, the biggest trading challenge on STON.fi, and you don’t want to miss this! 🚀
💰 Trade, Earn Points, and Win Big! 🔹 Trade any TON or USDt pairs on STON.fi. 🔹 Earn 100 points for every $1 in trading volume. 🔹 10% daily boost for consecutive trading days. 🔹 Invite friends and earn extra points from their trades! 🔹 Climb the leaderboard and win your share of up to $100,000!
🏆 A Prize Pool That Grows With You! The rewards start at $30,000, but with every $5M in trading volume, another $1,000 is added, up to $100,000!
📅 Competition runs until March 10, 18:00 UTC.
💥 Don’t just watch—join me in STON FIRE and let’s trade our way to the top!#stonfi #ston $TON
🚀 My Experience with TAPS on STON.fi – Double the Rewards for Liquidity Providers!
Hey Stonfiers, I just jumped into the TAPS action on STON.fi, and I have to say—it’s already looking like a solid move! The new TAPS token by TapSwap is live and fully tradable, plus liquidity provision just got a major boost.
🔹 What is TAPS? TapSwap is a GameFi platform that has taken the world by storm, with 72 million+ players engaging in skill-based games, tournaments, and rewards. The TAPS token powers premium games and in-game purchases, making it a key part of the ecosystem.
💰 Why I’m Providing Liquidity for TAPS/TON STON.fi just doubled the fees for liquidity providers on the TAPS/TON pair, increasing them from 0.2% to 0.4%! That means twice the potential rewards for LPs like me. As someone who actively participates in DeFi, opportunities like this are what I look for.
🔗 Trade TAPS on STON.fi 🔗 Provide Liquidity with Extra Fees
Of course, always DYOR before diving into any token or liquidity pool. I’m sharing my experience, but in DeFi, making informed decisions is key! 🚀
Great news for DeFi users! STON.fi’s powerful DEX functionality is now part of Symbiosis, making cross-chain trading even more seamless.
What is Symbiosis? Symbiosis is an AMM DEX that supports 35+ networks, including both EVM and non-EVM chains, allowing users to trade assets across multiple blockchains with ease.
With the integration of the STON.fi SDK, Symbiosis now supports tokens on the TON blockchain. This means transactions involving TON assets will flow through STON.fi’s liquidity pools, boosting its trading volume significantly.
🔗 Check out Symbiosis on ston.fi page
This integration highlights how STON.fi is powering DeFi innovation—stay tuned for more exciting updates! #stonfi #ston
Exciting news, Stonfiers! STON.fi continues to support innovation in the Web3 space with its grant program, offering up to $10,000 to promising projects. Today, two new teams have joined the program, bringing fresh ideas to DeFi and blockchain gaming!
💎 Farmix – A leveraged yield farming protocol that boosts farming pool efficiency with leverage. It currently supports STON/USDt, PX/TON, and STORM/TON pools, all built on top of STON.fi’s liquidity pools. This means more TVL for STON.fi and better trading conditions for users.
🔗 Check out Farmix here 🔗
💎 TonTickets – A Web3 game where users can win prizes, including popular tokens and rare NFTs, by locking tokens and earning in-game tickets. With STON.fi’s swap technology integrated, users can instantly exchange their winnings for TON.
🔗 Try TonTickets now 🔗
Are you building a DeFi project? STON.fi is actively supporting developers with: 💎 Essential tools and resources. 💎 Technical assistance. 💎 Grants up to $10,000 to bring ideas to life.
If you have a project in mind, this could be your chance! Learn more about the STON.fi grant program and apply—maybe your project will be next!
DeFi Farming Performance: APR & TVL Insights on stonfi dex
An overview of decentralized finance (DeFi) farming pools, showcasing their 24-hour Annual Percentage Rate (APR) and Total Value Locked (TVL). This infographic provides a snapshot of yield opportunities and liquidity distribution across various farms, helping investors make informed decisions. #stonfi #ston $TON
STON.fi x Wisdomise Integration: Game-Changer for DeFi Traders
I’ve just tried out the new STON.fi integration on Wisdomise, and wow—it’s a game-changer for anyone trading in the TON ecosystem.
If you haven’t heard of it, Wisdomise is an AI-driven trading platform packed with features like automated trading with limit orders, real-time analytics, and advanced risk management tools (think multiple Take Profit and Stop Loss options). It supports over 5,000 tokens, and now, thanks to STON.fi’s SDK integration, you can seamlessly access STON.fi’s liquidity pools right in the app.
I’ve been using it to automate trades, and the experience is next-level. Having everything in one place makes it so much easier, and the access to STON.fi liquidity means trades execute smoothly without hassle.
🔥 Bonus: Wisdomise also just launched an Auto Trader Tournament with a $10,000 prize pool. It’s all about hitting the highest trading volume. Rewards include USDt and even a Wisdomise Pro+ subscription—so worth checking out if you’re into competitive trading!
This integration really highlights how the $TON ecosystem is evolving. It’s made trading more efficient and accessible, and I can’t wait to see what’s next! #stonfi #ston
I just started trading WOOF on STON.fi, and it’s been a great experience so far. If you’re into NFTs or memecoins, you should definitely check this out!
The WOOF token comes from Lost Dogs, which is this super creative mergeable NFT collection on TON. You can breed and customize your own unique pets—how cool is that? I’ve been exploring the lore, completing tasks, and even watching the animated series. It’s like a whole world to dive into, and now WOOF adds another layer with trading and earning opportunities.
I also threw some liquidity into the pool to see how it goes—it’s all live on STON.fi now. Just a quick reminder: DYOR before getting involved. The DeFi space is exciting, but it’s always better to make informed moves.
I’m excited to see where this token goes next—definitely keeping WOOF on my radar! #stonfi #ston $TON
How ston.fi’s Impermanent Loss Protection Revolutionized My DeFi Farming Journey
Decentralized finance (DeFi) has opened the door to earning passive income through liquidity farming, but for many—including myself—the fear of impermanent loss (IL) often holds us back. The idea of losing value just by providing liquidity to a pool can feel overwhelming, especially during volatile market conditions.
This all changed when I discovered ston.fi and its Impermanent Loss Protection (ILP) feature. Not only did it restore my confidence in liquidity farming, but it also gave me the tools to farm smarter and mitigate risk effectively.
In this article, I’ll share how ston.fi’s ILP transformed my DeFi experience and provide a beginner-friendly guide to help you start farming with confidence in the STON/USDT V2 pool.
What Is Impermanent Loss?
Before understanding ILP, let’s take a quick look at impermanent loss (IL).
When you provide liquidity to a pool, the value of your deposited tokens may shift due to price changes. If one token in the pair increases or decreases significantly in value relative to the other, you might end up with fewer total assets compared to just holding the tokens separately.
Here’s a simple example: • You deposit 1 ETH and 1,500 USDT into a pool. • If ETH’s price doubles while USDT remains stable, the pool automatically rebalances your assets to maintain a 50/50 ratio.
• When you withdraw your tokens, your total value might be less than if you had simply held the 1 ETH and 1,500 USDT.
This difference is called impermanent loss, and it’s a major barrier for new liquidity providers.
How ston.fi’s ILP Works
ston.fi’s Impermanent Loss Protection (ILP) offers a safety net that reduces the risks associated with impermanent loss. Here’s what you need to know about its coverage in the STON/USDT V2 pool: • Coverage Period: From January 1 to January 31, 2025, ston.fi provides up to 5.72% protection against losses caused by a 50% price drop in $STON.
• Compensation Cap: Each user is eligible to claim up to $100 in IL protection during this period.
With this innovative feature, you can farm confidently, knowing your potential losses are cushioned during volatile market conditions.
My Experience with ston.fi’s ILP
Before finding ston.fi, I provided liquidity in other pools and experienced significant impermanent loss during a market downturn. The frustration of watching my funds shrink almost made me quit DeFi farming altogether. ston.fi’s ILP, however, changed everything. Knowing that part of my potential losses would be covered, I joined the STON/USDT V2 pool and started farming again. This time, I felt secure enough to focus on earning rewards without constant worry about market fluctuations.
The result? A smoother, more rewarding farming experience—one I’m confident recommending to others. Beginner’s Guide to Farming on ston.fi Ready to get started? Follow these steps to begin farming in the STON/USDT V2 pool:
1. Learn the Basics
• Liquidity Farming: Earn rewards by providing token pairs (STON and USDT in this case) to a liquidity pool. • STON/USDT Pool: Deposit equal values of STON and USDT to participate.
2. Set Up Your Wallet and Add Funds
• Create a wallet like tonkeeper or another supported wallet. • Purchase STON and USDT on a cryptocurrency exchange, then transfer them to your wallet.
3. Visit ston.fi
• Go to the STON/USDT V2 pool on ston.fi.
• Connect your wallet to the platform.
4. Add Liquidity
• Deposit an equal value of STON and USDT into the pool. • Confirm the transaction in your wallet. 5. Stake and Earn
• Stake your LP tokens (received after adding liquidity) to start earning rewards.
• Monitor your earnings and enjoy the peace of mind provided by ILP.
6. Withdraw and Claim Protection
• Withdraw your funds when ready. • If you’ve experienced impermanent loss, claim your compensation through ston.fi’s ILP (if eligible). Why ILP Is a Game-Changer for Beginners
Farming can be intimidating for newcomers, especially with risks like impermanent loss. ston.fi’s ILP helps eliminate those fears by offering: 1. A Safety Net: Mitigates potential losses during volatile periods. 2. Peace of Mind: Encourages participation without constant worry.
3. Accessibility: Easy-to-use features perfect for DeFi beginners.
Final Thoughts
ston.fi’s Impermanent Loss Protection (ILP) isn’t just a feature—it’s a breakthrough that makes DeFi farming safer and more accessible for everyone. For me, it turned what once felt like a risky gamble into a dependable source of passive income.
If you’re hesitant about providing liquidity or want to start farming with confidence, the STON/USDT V2 pool is a great place to begin. With competitive rewards and ILP to back you up, there’s no better time to dive into DeFi.
🔗 Start Your Farming Journey with ston.fi Don’t let impermanent loss hold you back—secure your future in DeFi today. #stonfi #ston