⚡🔴⚡ CFTC LAUNCHES PILOT FOR DIGITAL ASSETS - Ripple comments
Acting Chair of the CFTC Carolyn Maloney announced the launch of a pilot program for BTC, ETH, and USDC. The goal is to protect U.S. users, utilize CFTC brokers for the secure storage of crypto assets, and provide access to tokenized markets without bureaucracy.
Ripple reacted immediately:
💭 "CFTC's actions are a turning point. This is the integration of digital assets into regulated derivatives markets, enhancing capital efficiency and strengthening U.S. leadership in financial innovation."
And it's important to note: Ripple initially chose the path of cooperation with regulators - and today holds a privileged position in all key legislative initiatives in the U.S.
The world is transitioning to a tokenized economy. And Ripple finds itself on the right side of history once again.
🌐🚨🌐 XRP: THE FINAL PHASE OF THE LAUNCH HAS ALREADY STARTED
Ripple is moving to the banking level - obtaining a license in the USA elevates the company to the mass funding segment. And importantly: no other crypto project is even trying to obtain a banking license and a master account with the Federal Reserve.
At the same time, former BlackRock executives openly discuss a hybrid model: gold - collateral, XRP - a neutral settlement layer for transferring value across borders.
The world is rapidly transitioning to tokenization. Former SEC Commissioner Paul Atkins stated:
💭 "Within two years, markets will be tokenized. Those who have saved will create wealth for future generations."
XRP holdings among people are rapidly decreasing. For major players - they are increasing. This is classic accumulation before redistribution.
The old infrastructure is crumbling: SWIFT is becoming obsolete, correspondent delays are disappearing, settlements are transitioning to real-time mode. And already today, the XRP Ledger is being tested in Asia, Africa, and the Middle East.
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🔥 Conclusion: This is not about "XRP pumping." This is about transitioning to a new financial architecture where XRP becomes the transport for global liquidity. The phase of silence is over - the public launch begins.
🌐🚨🌐 XRP: what is happening now is no longer preparation. This is a launch
Disparate news keeps popping up, but if you piece them together, the picture becomes very clear.
1️⃣ Ripple is moving to the banking level
Obtaining a license from the national bank of the USA is not news, it is a change of financial era. Who else from the crypto projects is trying to obtain a banking license and a master account from the Fed?
🇪🇺⚔️🇷🇺 The EU and "Readiness 2030": military readiness or strategic over-insurance?
Viktor Orban stated that the European Union has a four-stage plan for preparing for conflict with Russia. According to him, three stages have already been completed: 1️⃣ Sanctions 2️⃣ Breaking ties 3️⃣ Transition to a military economy 4️⃣ ❗Remains - direct confrontation
The official version from Brussels sounds softer: "Readiness 2030" is a defense strengthening program that includes: • increase in EU military budgets • large-scale production of armaments • creation of a unified European army • restructuring the economy for defense needs Context that raises questions
Meanwhile, processes are occurring that are hard to consider coincidental: • 2025 - update of global payment infrastructure (SWIFT / ISO 20022) • 2026 - implementation of central bank digital currencies (CBDC) • 2026 - NATO reforms and redistribution of military powers • formation of new geopolitical blocs
What it looks like from the inside On one hand - official rhetoric about protection and stability On the other - substantial actions characteristic not of peacetime
📌 Essence Europe does not say that it is heading for war But this is not how one prepares for peace
🚨 SEC calls the crypto industry to account: the future of private coins is at stake.
🇺🇸 The U.S. Securities and Exchange Commission (SEC) has announced an agenda for a roundtable to be held on December 15. The main topic is financial oversight and privacy in cryptocurrencies.
Developers from Zcash, StarkWare, Aleo, as well as representatives from the ACLU - the largest civil liberties organization - have been invited to participate in the discussion.
🧨 Why this matters
This is not just about laws. At stake is:
whether crypto-anonymity will be legal;
if private networks with ZKP can continue to operate;
whether new rules will emerge for DeFi, wallets, and exchanges;
if privacy will be allowed within the framework of the global digital financial system.
🎯 What could change
The SEC will either:
🟢 give the green light to private crypto technologies, solidifying their status in the U.S., or 🔴 start to press projects related to transaction anonymity.
The outcome of this roundtable could reshape the market for private coins and set the direction for the entire crypto industry in 2026.
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💭 We are entering an era where the choice is simple: privacy is becoming either a fundamental right or a crime.
👁️ SAY: "CONSPIRACY THEORY". UNFORTUNATELY, THIS HAS ALREADY HAPPENED
Many years ago, those who believed in Ripple and its entry into the derivatives market were mocked They said: "You are in cults", "This is a conspiracy", "Ripple will never get there" And now - let's look at December 2025 and just match the facts
🧩 The picture that no one wanted to notice
🔹 Derivatives market - $1 quadrillion This is not crypto, this is the entire financial bloodstream of the planet 🔹 Ripple joined ISDA back in 2023 ISDA is a pass into the architecture of derivatives 🔹 2025 - Ripple is already inside the regulatory machine The most interesting part has just begun
✔️ Coincidences? Synchronization
Caroline Pham - the person who posed with Brad Garlinghouse, is now serving as the acting head of the CFTC - the agency responsible for derivatives in the USA. Bitnomial is launching the first fully regulated derivatives exchange
Who gave them $25M? 👉 Ripple. Who now sits on their board of directors? 👉 Brad Garlinghouse Yes, yes, that one
♟ The end of the game
This is not a coincidence This is a consistent plan stretched over years Once it was called "conspiracy" Now - it is the infrastructure of a new financial layer Checkmate. The game is over - Ripple is playing on a field where others are not even allowed.
THE LIQUIDITY COMPRESSION FLYWHEEL HAS BEEN LAUNCHED
$XRP quietly transforms into the first digital asset with a self-reinforcing liquidity engine. Its price stops being speculative and becomes a mathematical inevitability. Here’s how the mechanism works: 1️⃣ ETF → Start of compression Regulated ETFs accumulate XRP and withdraw it from circulation. The available supply becomes less - this is a fundamental scarcity 2️⃣ Exchanges run dry XRP reserves on centralized exchanges decrease. Sales become thinner, and the price reacts even to moderate demand 3️⃣ RLUSD → Real settlement flow The regulated stablecoin Ripple creates a stationary demand not related to speculation Businesses and banks require a settlement asset → XRP becomes the rails of payments 4️⃣ ZK → Institutional access Zero-Knowledge protocols allow financial structures to conduct transactions without disclosing data, maintaining compliance with regulations 5️⃣ Custody → Supply freeze Custodial services and banks hold XRP on balances long-term Circulating supply disappears → each new unit of demand must be purchased on the market 🎯 Summary The price of XRP is the sum of scarcity and real demand
Born in 2025 and raised in a world of AI, they are set to become the largest generation in history. 📌 Generation Beta - children of artificial intelligence
A new era begins in 2025 - Generation Beta. These are children who will grow up in a world where AI, tokenization, and automation become the norm.
📊 It is predicted that by 2030, the population of Generation Beta will exceed 2 billion. This will be the largest generation in history.
📆 Period: 2025-2039 🔤 The name "Beta" is a continuation of the Greek sequence after Alpha 🧠 These children: • will grow up in symbiosis with AI • will not know paper money • will not do homework by hand • may never sit behind the wheel
🌍 They are the result of global shifts: • digitalization • climate instability • shift in values and identity
👁 They are shaped not only by technology but also by the legacy of previous generations: millennials, Z, and Alpha.
🧬 This is the first generation that will be coded from scratch in a new reality - from metaverses to digital passports.
📖 Author of the term: Mark McCrindle, a demographer from Australia
🌐🧭🌐 PART III - THE WORLD AFTER 2026. WHO WRITES THE RULES AND WHAT IS THE PLACE OF MAN?
We are used to thinking: 💭 the new financial system is about money But money is just an interface. The real goal is control over identity. ◾◾◾ 🔑 FIRST SECRET The old power controlled paper (dollar, credit, debt, bank) The new power controls identity (ID, reputation, access, permission)
🌐🆘️🌐 JANUARY 15, 2026: WHY THIS DATE COULD CHANGE MONEY FOREVER
Today, before our eyes, what was once whispered about is happening: Bitcoin ceases to be a computer toy asset and transforms into a weapon of financial sovereignty.
Rates are enormous. On one side:
JP Morgan and the architects of the old dollar system,
The US Federal Reserve, a monopolist controlling the issuance and debt.
The market has gone through all the necessary stages of the classic cycle: 1️⃣ Accumulation - large players are buying assets while no one is watching 2️⃣ Trend emergence - a trend is beginning, but few believe it 3️⃣ Shake-out - weak hands are thrown out by sharp movements 4️⃣ Momentum building - the crowd joins in, faith is formed
🔻 Trading volumes and the total market capitalization of meme coins are rapidly declining - the market is entering a downturn phase.
🐶 Dogecoin (DOGE) holds over 50% of the sector's capitalization, but even its leadership does not change the overall downward trend.
🧨 Many meme projects have lost liquidity, and a significant portion of them will disappear from the market in the near future. Hype has a limited lifespan.
⚠️ Meme coins remain extremely risky assets: high volatility and lack of fundamental value make them dependent on crowd sentiments.
📌 The market increasingly shows: long-term potential lies with projects that have real technology and utility - not with coins created for a joke.
🌐 THE INTERNET HAS "FALLEN" AGAIN. WHY AND WHY IS THIS IMPORTANT?
Today Cloudflare experienced a massive outage: due to an update in the internal firewall settings, many websites and services - from cryptocurrency exchanges to messengers - were temporarily unavailable. 🔒 Who was affected Cryptocurrency exchanges: Coinbase, Kraken - users could not log in, trade, or withdraw funds. DeFi and blockchain services, frontend interfaces of many platforms - also went offline. Popular online platforms, games, and applications - dozens of websites around the world went down simultaneously. ⚠️ What does this mean It shows how much the vast world of Web3 depends on the "invisible" Web2. One failure - and everything "breaks" Even global exchanges and services - are not a guarantee of reliability. If the infrastructure fails - we all suffer. Emphasizes: centralized infrastructure remains a weak link, even if the platforms are decentralized. 💡 What is important to understand It doesn't matter how "decentralized" the project is - if it depends on one CDN or one provider - it is vulnerable. Today it's Cloudflare - tomorrow it could be someone else. Without backups and fault tolerance, even top services can go "offline". If you are working with crypto, dApp, API - think about how to reduce dependence on a single provider.
❓🇺🇸❓ THE U.S. BOUGHT BACK ITS DEBT FOR $12 billion. WHY? AND WHY did this alarm everyone?
Recently, the U.S. Treasury conducted the largest buyback of its own bonds in history - over $12 billion of debt was removed from circulation. This is not a coincidence or a whim. It is a signal.
🔍 What is happening
The government is buying back previously issued bonds and redeeming them. Formally, the debt "decreases", but in fact - it is a complex financial maneuver.
institutional investors are betting on XRP and Solana Investors are changing their strategy again. While funds for Bitcoin and Ethereum faced outflows, interest is shifting towards altcoins - Solana and XRP
Where the money is going The ETF on SOL recorded a recent inflow of ~$4.6 million - and since its launch, it has already accumulated ~$623 million The ETF on XRP received ~$12.8 million in a single day, with a total investment volume since launch of about $887 million
Outflows from BTC and ETH The Bitcoin ETF lost ~$194.6 million in one day, but the amount in assets still remains impressive - around $57+ billion Ethereum funds recorded an outflow of ~$41.6 million
What this means It seems that large investors are looking for a new "growth point" - SOL and XRP may have more potential against the backdrop of BTC/ETH correction New ETFs on altcoins and infrastructure tokens are being launched - this expands access to investments and simplifies diversification Despite the outflows, BTC and ETH remain the backbone of the crypto market - but interest in other assets is growing
Conclusion: The year 2025, when the focus of institutional and retail investors gradually shifts from "traditional" cryptocurrencies - Bitcoin and Ethereum - to altcoins like Solana and XRP. This may be the beginning of a new wave of recognition and growth for lesser-known tokens