Cryptocurrency systems are better suited for artificial intelligence agents than human users, the chief executive of blockchain infrastructure firm, Alchemy, said, arguing that the design of digital assets aligns more closely with machine-based activity than traditional finance.

 

Nikil Viswanathan, Alchemy’s Co-Founder and CEO, said the global financial system was built around human constraints such as geography, banking hours and physical identity, which are increasingly incompatible with autonomous AI systems that operate continuously and without location.

“Crypto matches how agents operate,” Viswanathan said, describing blockchain networks as borderless, always-on and fully digital, making them a more natural fit for software-driven economic actors.

 

He added that AI agents, which can transact, manage funds and execute tasks independently, do not rely on traditional tools like bank accounts or credit cards, highlighting a growing mismatch between legacy financial infrastructure and emerging machine-led commerce.

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The comments come as industry players increasingly explore the role of AI in payments and decentralized finance with some firms already building systems that allow autonomous agents to carry out transactions without human intervention.

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Viswanathan’s remarks underscore a broader shift in the crypto sector where developers are beginning to design products not just for individual users but for AI systems expected to play a larger role in the digital economy.

 

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