🔥 The Fed Is Quietly Reshaping How Money Moves 🔥
The Federal Reserve is requesting public feedback on limited-use payment accounts for select non-bank firms.
This isn’t a minor administrative tweak — it’s a signal that the plumbing of the financial system is slowly evolving.
These are not full bank accounts: • No Fed loans
• No interest
• Strict balance limits and tight rules
The key shift is access.
Certain non-bank firms may gain closer proximity to the core payment rails that move dollars every day — a layer banks have controlled for decades.
The Fed is testing openness without sacrificing stability.
No rush into CBDCs.
No outright block on innovation.
Just cautious, incremental change — the kind most people overlook.
📌 Nothing here for short-term trades.
But long term, this is how financial power shifts: quietly, step by step.
Rules rarely change with one headline.
They change in the background, while attention is elsewhere.
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