🔍 XRP — A Proven Blockchain for Global Payments
Ranked #5 by market capitalization, XRP is the native digital asset of the XRP Ledger (XRPL), a blockchain purpose-built for fast and efficient payments. With a market cap of over $113B and low platform concentration, XRP shows strong distribution compared to many large-cap assets.
XRPL is designed to settle transactions in 3–5 seconds without relying on central intermediaries, making it suitable for cross-border payments, liquidity bridging, and microtransactions. Its long history since 2012 and continued institutional interest highlight XRP’s role as payment-focused blockchain infrastructure rather than short-term speculation.
XRP remains one of the most established examples of real-world blockchain utility in the crypto ecosystem.
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