A changed number in the account might seem like a small detail.
But in P2P, that detail can send the money to the wrong place.
⚠️ Scam Alert #007: Edited bank details
One risky method occurs when the user tries to change the payment info during the trade.
They might say something like:
"Pay to this other account."
"I don’t use that bank anymore."
"I’ll send you the correct info here in the chat."
"Use this account, it’s the same one."
"The name doesn’t matter, it’s still me."
The problem is that data outside the original conditions can break the traceability of the order.
If you pay to a different account, with another holder, or with info sent via chat without validation, it can be tough to prove what happened later.
🚩 Red flags:
🚩 Changes the account after opening the order.
🚩 Sends different details from the payment method.
🚩 The account holder doesn’t match.
🚩 Asks to continue through another channel.
🚩 Says it “doesn’t matter” if the name is different.
🚩 Pressures you to pay quickly.
🔒 How to protect yourself?
Before paying or releasing, check that the bank details match the order, the payment method, and the ad conditions.
Don’t accept impromptu changes outside the normal process.
🚨 A serious risk: The counterparty might be a victim of unauthorized access to their account through deception or theft, and whoever is behind it could be a criminal wanting to steal the counterparty's funds. It’s always important to make payments to the account of the profile and ensure it’s the same holder, so you can have the assurance they’ll have access to the account.
If the details don’t match, stop. Ask within the chat of the order, keep evidence, and use the appeal if necessary.
📌 Clear rule:
If the details change in the middle of the trade, first verify.
In P2P, paying quickly doesn’t help if you pay incorrectly. In these cases, it’s better to cancel and avoid.
Have you ever been asked to change the bank details after opening an order?
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