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When Robinhood’s CEO, Mr. Vlad Tenev, talks about how AI agents will soon reach the level of human traders, it’s not about replacing the human—it’s about changing the rules of the game.

For years, financial institutions had the best tools and the fastest analytics systems, while the individual investor relied on less information and slower speed. But as AI agents evolve, this gap could become smaller than ever before.

However, the real question remains: if the tools become available to everyone, will the advantage belong to whoever has the capital, or to whoever knows how to use AI efficiently?

In my opinion, the future won’t belong to the fastest trader, but to the one who can combine human expertise with AI capabilities to make more accurate and disciplined decisions.
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