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The regulatory map for $XRP has never been clearer: the SEC and CFTC officially classified XRP as a digital commodity on March 17, 2026. The CLARITY Act passed through the Senate Banking Committee on May 14 with 15 votes in favor and 9 against, garnering bipartisan support. It's been on the Senate's legislative agenda since June 1. The White House is aiming for presidential signature on July 4. And Polymarket gives a 60% probability that it will pass in 2026 — Galaxy Digital downgraded that estimate to 60% due to time pressure, but not because the text has issues.

The regulatory map for $XRP has never been clearer: the SEC and CFTC officially classified XRP as a digital commodity on March 17, 2026. The CLARITY Act passed the Senate Banking Committee on May 14 with 15 votes in favor and 9 against, showing bipartisan support. It's been on the Senate's legislative calendar since June 1. The White House aims for presidential signature on July 4. And Polymarket gives a 60% chance of it passing in 2026 — Galaxy Digital lowered that estimate to 60% due to time pressure, but not because the text has issues.