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XRP skyrockets with funding rate on the rise
Market sees risk of correction after 120% jump
Tokenization boosts institutional interest in XRP
XRP gained momentum on Wednesday, December 3rd, advancing at a pace that caught the attention of the entire market. Institutional interest grew with the help of new flows into ETFs and statements from key figures in the financial sector. The combination of these factors paved the way for another significant recovery of the token.

Payment systems continue to evolve as companies seek faster and easier ways to move money. Users want simple transactions. Businesses want networks that connect without delays. This quest for better communication between systems brings new standards to light.
SMQKE (@SMQKEDQG), a well-known cryptocurrency researcher, highlighted an example involving Ripple technology and a recent update of Apple Pay.

A clear solution for isolated payment networks.

Market analyst Egrag has renewed his long-term outlook for XRP, reaffirming a price range extending over 100 dollars. Despite persistent frustration in part of the community due to predictions that have yet to materialize, he maintains that targets of up to $33 remain achievable.
Your most recent comment combines technical reasoning with a broader message centered on discipline and perseverance, encouraging investors to focus on long-term developments rather than short-term market fluctuations.

The festive season brings with it human warmth, tradition, and unity. But it also brings a sharp increase in online scams. Scammers thrive when people feel relaxed and distracted. Families come together, messages multiply, and digital vigilance often decreases.
This reality has led the main actors in the sector to rethink how education about scams is disseminated, especially during the festive months. A new collaborative campaign aims to make these conversations easier, friendlier, and harder to ignore.

The world of cryptocurrencies is pulsating with energy. As the markets prepare for profound structural changes, a growing number of investors believe that XRP may be on the verge of a significant appreciation.
In a recent video, the cryptocurrency commentator CryptoSensei argued that we are entering a narrow window where blockchain infrastructure could reshape global finance, and that XRP may emerge as one of the leading transition currencies in this transformation.

Amid Vanguard's support for cryptocurrency ETFs, community figures compiled a list of all available XRP ETFs for the 50 million clients of the asset manager.
The cryptocurrency sector continues to celebrate Vanguard's decision to allow its clients to trade cryptocurrency ETFs through their brokerage accounts. In addition to opening access to Bitcoin and Ethereum products, the $11 trillion asset manager also permitted its users to trade spot and derivative XRP ETFs.

XRP shows upward momentum but needs to break through a significant resistance on the daily chart to reach its next appreciation target.
Notably, XRP is trading around $2.20, extending its recent high with a strong performance over the last 24 hours. The coin has risen approximately 9.2% on the day, with consistent buying interest driving the price firmly upward from the intraday lows. According to the 24-hour chart, XRP fluctuated between $2.00 and $2.21, with most of the session trending upward after an initial consolidation near the lower boundary.

A market analyst recently compared XRP to Nvidia Corporation, highlighting the impressive returns of the latter over the last 25 years.
This recent comparison came from EGRAG Crypto, a well-known technical market analyst who remains optimistic about XRP. EGRAG maintains his long-term optimistic outlook despite the current market difficulties. Specifically, XRP has fallen 39% since its peak of $3.66 in July 2025, while struggling against the bears at $2.20.

Ripple's expanded license in Singapore paves the way for broader and regulated crypto payment services, intensifying its effort to offer a faster and more efficient digital asset infrastructure in a central region for the growing adoption of blockchain in the Asia-Pacific.
MAS approval boosts Ripple's digital token integration with global rails
Ripple announced on December 1 that the Monetary Authority of Singapore (MAS) approved an expanded scope of payment activities for the Major Payment Institution (MPI) license held by its subsidiary in Singapore, Ripple Markets APAC Pte. Ltd. (RMA). The approval positions the company to broaden regulated offerings in a central market for digital asset activity in the Asia-Pacific.

Ripple's latest partnership with Redotpay unlocks instant payments in NGN from XRP and stablecoins, extending the rapid settlement of digital assets for users in emerging markets seeking faster and more cost-effective cross-border liquidity.
Ripple Payments Enhance XRP and Stablecoins Through New NGN Gateway
Ripple announced on December 2 that Redotpay integrated Ripple Payments to expand its payment network with stablecoin and launch the feature 'Send Crypto, Receive NGN', where users can send XRP or stablecoins and receive Nigerian Naira (NGN) through local bank accounts. The update strengthens Redotpay's ability to meet settlement needs in emerging markets.

A renowned market analyst presented arguments for XRP to approach a new all-time high, highlighting that the current price behavior supports a strong rise, despite the recent drop.
Analyst Don shared this view on XRP, stating that the long-term structure of the asset remains constructive, even though it has dropped approximately 1.4% in the last week and 13.68% in the last month.
The market structure suggests a pre-breakout phase.
Don's analysis focuses on a visible formation in the daily chart of XRP. According to him, the asset has been consolidating within a descending channel, a pattern that historically precedes upward expansions for XRP. This structure began to form after the peak in July, near $3.67, followed by a sequence of lower highs and lows.

Cryptocurrency investors often focus on daily price fluctuations, ignoring structural signals that indicate more significant movements. Amid a widespread market correction, XRP may be preparing for an explosive rise.
John Squire recently highlighted the technical analysis by veteran analyst Egrag Crypto on the XRP/USD pair. Egrag's chart spans 12 months and shows a clear ascending triangle pattern near $2. This formation could signal a potential breakout to significantly higher levels.

The cryptocurrency market has recently faced intense selling pressure, but a more discreet and decisive trend is unfolding behind the scenes. XRP may be about to undergo a drastic appreciation as the supply dynamics change.
Recently, Ripple investor Bull Winkle highlighted this activity, explaining: “Someone is buying what the market is forced to sell off. This is not a collapse. It is a restructuring.” His analysis emphasizes a significant divergence between institutional selling and accumulation by large investors, which could define the next phase of the market.

On December 1st, the U.S. Federal Reserve sent The bank injected $13.5 billion into the banking system through an overnight repurchase agreement. This occurred at the same time that the bank's quantitative tightening program was officially ended.
The New York Fed numbers reveal that this measure represents the second largest liquidity injection since the Covid era interventions and is even larger than that which occurred during the dot-com bubble.
The measure taken at midnight occurred after a repurchase operation of $25 billion. This operation took place earlier that day, raising the total amount of liquidity support to $38.5 billion. It is said that the collateral for the combined operations was about $12.5 billion in U.S. Treasury securities and $12.5 billion in mortgage-backed securities. This demonstrates that there is a large demand for short-term loans secured by high-quality assets.

The XRP community is in an uproar, as the investment giant Vanguard has officially listed a full line of spot XRP ETFs on its brokerage platform.
The announcements appeared in the section "Non-Vanguard Funds", within the category of Digital Assets.
Commentator Arthur shared a screenshot showing products from Franklin Templeton, Canary Capital, REX-Osprey, ProShares, and other brokers already visible on the platform's interface.
Another user commented that Vanguard "has simply fully entered XRP mode", calling this a signal that "the floodgates for conventional money are now OPEN".

Model indicates that the price of XRP can reach $600 with elasticity of 1 if the ETFs absorb 74.5 million XRP daily.
A recent pricing model suggests that the price of XRP could reach an ambitious three-digit level with high elasticity, should the ETFs absorb more than 74 million tokens per day.
Notably, the launch of spot ETFs for XRP has generated confidence among investors, who are now closely watching to see how these products may impact the price of XRP when the overall market turns optimistic and funds gain real strength.

The financial giant Vanguard, with $10 trillion in assets under management, now offers exposure to the Bitwise XRP ETF, among other products.
The ETF (exchange-traded fund) XRP from Bitwise is now available to Vanguard clients, according to a recent post on social media by CEO Hunter Horsley.
The product, which has become a bestseller, started trading on November 20, securing quite impressive capital inflows.
Big turnaround
Vanguard, the second-largest asset manager in the world, with over $11 trillion in assets under management, has long been a conservative powerhouse in traditional investing.

XRP holders are being informed that something grand is coming, and the latest analysis from cryptocurrency commentator Stellar Rippler explains why.
His analysis points to increasing pressure on liquidity in traditional markets and suggests that these developments may soon affect digital asset settlement systems.
When relating the current market disruptions to what may occur when institutions migrate to distributed ledger systems, he warns that XRP may face very different conditions than those used by investors.

A large wave of on-chain XRP movement has recently caught attention — over 1.2 billion XRP were moved in a short period. The headlines immediately raised theories about possible market dumps or large-scale accumulation. But a more detailed analysis reveals a familiar pattern, rooted in Ripple's long-standing supply management policy.
According to Whale Alert, the activity included two large incoming transfers to Ripple: 300 million XRP and 200 million XRP, followed by two collateral locks of 300 million and 400 million XRP, respectively.

BD's recent comment on Stern Drew's analysis suggests a clear and simplified perspective on how XRP could evolve from its current role to a functional element of the global financial infrastructure, ultimately serving as both a current currency and a future global reserve currency.
Instead of presenting the idea as something distant or speculative, BD emphasizes that the structural steps described are already visible in the market and the regulatory landscape. Their perspective reinforces the notion that the trajectory of XRP is tied to concrete developments and is not just about "fantasies."