BD's recent comment on Stern Drew's analysis suggests a clear and simplified perspective on how XRP could evolve from its current role to a functional element of the global financial infrastructure, ultimately serving as both a current currency and a future global reserve currency.

Instead of presenting the idea as something distant or speculative, BD emphasizes that the structural steps described are already visible in the market and the regulatory landscape. Their perspective reinforces the notion that the trajectory of XRP is tied to concrete developments and is not just about "fantasies."

Regulatory Fundamentals and Settlement Infrastructure

The BD supports Drew's argument that the first stage of XRP's evolution is linked to regulatory recognition. As Drew points out, the transition of the asset from a speculative market instrument to a regulated liquidity tool depends on the completion of frameworks, license approvals, and institutional products.

The BD agrees with the view that a clear regulatory positioning allows XRP to operate as a settlement mechanism in accordance with regulations. When jurisdictions accept it as a means for cross-border flows, the foundations for a more formalized use in payment environments will be established.

Adoption pathways by the government and the central bank

In Drew's publication, he explained that financial pressures lead governments to adopt faster and more cost-effective settlement methods. The already existing integration of XRP with institutional infrastructure reinforces its appeal in this context.

As Drew details, once a government implements XRP for internal or external settlement processes, its function aligns with the standards of legal tender for those operations.

BD highlights the sequential transition described by Drew, moving from government adoption to the implementation of synthetic CBDC models by central banks using the XRP Ledger.

In this model, XRP serves as the operational and liquidity layer behind issuance and settlement, effectively positioning itself as a central component in central bank workflows.

Commodity settlement and global infrastructure development

BD reinforces Drew's additional argument that commodity-exporting nations may eventually incorporate neutral digital assets to diversify settlement options.

Drew argues that XRP meets the criteria of neutrality, speed, and predictability, making it a viable candidate for such transitions. BD condenses this broader argument into a clear progression, emphasizing how these individual elements contribute to the larger system that Drew envisions.

According to Drew, the institutional infrastructure built by Ripple supports a unified network that connects banks, fintechs, and governments. The BD agrees that the XRP-based system would elevate the asset's importance, and its increasing relevance could naturally lead to its formal recognition.

In summary, the BD stated that the goal of XRP is not to replace the dollar, but to function as the neutral settlement layer that underpins global currency interactions.

Remember folks, that nothing said here represents a recommendation to buy, sell, or hold assets.

Thank you all!

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