CHAIN news

The whale "0xFB7" increases its holdings by 10,000 ETH, surpassing a total of 120,000 ETH.
According to OnchainLens monitoring, the whale address "0xFB7" purchased 10,000 ETH from WinterMute, valued at approximately 26.36 million USD. After this increase, the total holdings of this whale reached 120,169 ETH, with a staking value of up to 294.79 million USD.
The return rates of Bitcoin and Ethereum in January 2026 have significantly declined, reaching a new low in several years.
Coinglass latest data shows that the return rate of Bitcoin in January 2026 is -10.17%, setting a record for the fifth lowest since 2013, significantly lower than the average return rate of 2.81% and the median of 0.29% for January; the return rate of Ethereum during the same period is -17.52%, the third lowest since 2017, far below the average return rate of 16.81% and the median of 15.90% for January.

Bitcoin has experienced the most severe single-day crash this year, directly breaking through everyone's psychological barrier, plummeting to the $75,000 range, with the entire market in a blood-red state, leaving many leveraged players with nothing overnight.
Compared to recent highs, Bitcoin has fallen over 10% this time, and it's not a slow decline; it's a sharp sell-off in a short period with particularly high trading volume. Data shows that in just a few hours, it dropped from a 24-hour high of $84356 to a low of $75644, where the selling power on major exchanges completely overwhelmed the buying power, and it couldn't be stopped.

Recently, the crypto market has been quite unstable, with Bitcoin prices continuously declining, down nearly 13% since the beginning of the year, once dropping below the $80,000 mark, hitting a new low since April 2025, and ETF funds have been flowing out continuously, with tens of billions of dollars leaving the market each week. Amidst this sluggish market, Binance suddenly released a big announcement that stirred the entire crypto community.
Binance announced through an open letter that it will completely 'restructure' its SAFU fund, which is commonly referred to as the user security asset fund, converting all of its originally held $1 billion in stablecoins into Bitcoin, and plans to complete this conversion within 30 days.

In late January, the crypto market welcomed multiple key actions, with major platforms adjusting their asset layouts, global regulatory policies continuing to take effect, and institutions further recognizing the crypto market. At the same time, the implementation of industry applications has also made new progress, and the Bitcoin market has been pointed out by institutions as entering a more stable development stage. The entire industry is accelerating its standardization under the dual drive of policies and markets.
Binance's major adjustment to the SAFU fund: 1 billion stablecoins exchanged for BTC, to be completed within 30 days with a commitment to replenish.
On January 29, Binance officially announced a core action, gradually converting its user asset security cushion SAFU fund's 1 billion dollar stablecoin reserve into Bitcoin reserves, and plans to complete all conversions within 30 days after the announcement. To ensure the fund's scale, Binance has also set a rule: if the market value of the SAFU fund falls below 800 million dollars due to Bitcoin price fluctuations, it will immediately replenish Bitcoin until the fund's scale is restored to 1 billion dollars.

1. Bitcoin mining profits have fallen to a 14-month low, with miner income extremely low.
CryptoQuant's report indicates that the Bitcoin mining profitability sustainability index has dropped to 21, marking the lowest since November 2024, which is also a 14-month low. Due to the significant drop in Bitcoin prices and high mining difficulty, miner income is particularly low; additionally, Bitcoin network hash rate has decreased for five consecutive cycles, compounded by the impact of winter storms in the Eastern United States, making miners' situation even more difficult.
2. BNB has broken through $860, with a slight decline over the past 24 hours and high market volatility.
The market shows that the BNB price has broken through $860, currently reported at $860.28, with a 24-hour drop of 0.66%. The market is currently highly volatile, reminding investors to manage risk effectively.

In the past week, the excitement in the crypto space has been comparable to the New Year—ranging from 'real person' social black technology to Bitcoin being treated as a 'strategic asset' by nations, from regulatory easing to projects beginning to 'distribute dividends,' almost every piece of news is rewriting industry rules. We have broken down these key changes to help you clearly see the trends at a glance.
On the technical front, OpenAI CEO Sam Altman has once again made a significant move, planning to deeply bind OpenAI with Worldcoin, using the scannable iris Orb device to create a 'purely real person' social platform. The core logic is quite simple: to confirm that a user's identity is a real human being through iris recognition technology, rather than AI-generated fake accounts. The underlying intention is that as AI-generated content becomes increasingly realistic, with videos and audio fakes emerging endlessly, users are becoming more and more distrustful of the authenticity of online content. If this initiative can be realized, it is expected to completely reconstruct the trust system of social platforms, but the privacy protection issues that come with it also need to be continuously focused on.

On Thursday, the cryptocurrency market experienced a significant sell-off, with the price of Bitcoin dropping to its lowest point since November last year. Even though U.S. stocks and gold rebounded sharply from their lows, the cryptocurrency market did not keep pace, and the overall weakness of the industry was evident.
This round of declines has put the market's support levels under pressure, and several analysts have provided their forecasts for future prices. Matt Mena, a cryptocurrency research strategist at 21Shares, stated that $84000 is the current key support level for Bitcoin; if it cannot hold, the next level will be the $80000 where buyers concentrated last November. If this level is also breached, the $75000 low from the tariff turmoil in April 2025 will come under pressure.

1. The U.S. CFTC and SEC jointly launched 'Project Crypto' to promote coordinated cryptocurrency regulation.
The CFTC and SEC of the United States announced a joint effort to advance the 'Project Crypto' initiative, which focuses on modernizing cryptocurrency regulation. The SEC Chair stated that fragmented regulation only adds to the confusion, while the new CFTC Chair mentioned a deep collaboration with the SEC and has requested staff to draft regulatory rules for prediction markets, clarifying event contract standards.
2. The U.S. Senate did not pass the funding bill, and the government may face another partial 'shutdown.'
On the 29th local time, the U.S. Senate voted on a government funding bill that did not reach the required 60 votes for approval. The operating funds for most federal departments (including the Department of Homeland Security) will run out on January 30, significantly increasing the possibility of another partial government 'shutdown.' The Democrats oppose including funding for the Department of Homeland Security in the bill, citing that its subordinate departments shoot citizens during law enforcement.

Recently, I've seen a lot of discussions, almost all leaning towards the opinion that the cryptocurrency market in 2026 will definitely be a bear market. Many people have already started planning to escape the peak, liquidate their assets, or even leave the market directly, fearing that if they hesitate, they will be trapped.
To be honest, at first, I was also swayed by this panic sentiment. After all, over the past few years, everyone has become accustomed to the pattern of 'a bull and bear cycle every four years', always feeling that when the time comes, it should fall, and risk aversion is the hard truth. But after I read through the market outlook reports for 2026 released by the top 10 institutions on Wall Street over the past few months, word for word, my previous thoughts were completely overturned—the conclusions are much more counterintuitive than we imagined.

Recently, the cryptocurrency market has been a bit 'cold', as the previous upward momentum has completely slowed down, and the overall market is in a state of pressure and fluctuation. Bitcoin has fallen from its high point at the beginning of the month and is now fluctuating between $87,800 and $89,000, having dropped about 1.5% in a single day; Ethereum's performance is even worse, with a decline of 2.3%. Other major coins like SOL and XRP are also experiencing corrections, with none able to hold their ground.
The total market capitalization of the entire cryptocurrency market is currently around $2.99 to $3.1 trillion, having dropped by 1% to 2% in the last 24 hours. More intuitively, the Fear and Greed Index is currently at 29 points, firmly in the 'Fear' zone—this means that most investors are on the sidelines, hesitant to enter the market, and some are even panic selling, driving market sentiment down to freezing point.

1. Fidelity will launch the FIDD stablecoin on Ethereum, compliant with GENIUS standards.
According to market news, Fidelity plans to launch the FIDD stablecoin, compliant with GENIUS standards, on the Ethereum blockchain, further expanding its presence in the crypto stablecoin sector.
2. The Federal Reserve keeps interest rates unchanged, with two dissenting votes in favor of a rate cut.
The Federal Reserve announced that it will maintain the federal funds rate target range at 3.5%-3.75%, in line with market expectations. The voting result was 10 to 2, with Federal Reserve Board members Mester and Waller voting against, advocating for a 25 basis point rate cut. Previously, the Federal Reserve had cut rates by 25 basis points in each of its last three meetings (September, October, December of last year).

1. Grayscale Bitcoin Mini Trust ETF debuts at Morgan Stanley, opening a $7.4 trillion asset management channel
Grayscale CEO announces that the Grayscale Bitcoin Mini Trust ETF (code: BTC) has officially launched on the Morgan Stanley platform, creating a legitimate investment channel for Bitcoin with over $7.4 trillion in advisor-managed assets on the platform.
2. Nomura Securities' Laser Digital applies for a national trust bank license in the U.S., seizing opportunities in the cryptocurrency regulatory track
Nomura Securities' digital asset division, Laser Digital, has applied to the Office of the Comptroller of the Currency for a national trust bank license. If approved, it will be able to operate nationwide without needing to apply for custodial licenses state by state, and it can provide spot cryptocurrency trading services without accepting retail deposits, thus integrating into the federal banking regulatory system and seizing the opportunities presented by the relaxed cryptocurrency regulations in the U.S.

Theme: BNB Chain | Snowball, breaking zero with a roll, and rolling to become a legend
Time: January 28, 2026, 21:00 (UTC+8)
Organizer: CHAINnews
Host: Xi Xi — Founder of Chain News
Guest: Li Xiang — web3 builder
Core highlights:
✅ BNB Chain + Butterfly platform native launch, internal DEFI2.0 decentralized architecture, self-contained platform traffic dividends
✅ Official support with clear signals, resource tilt + traffic support, full confidence in development
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✅ The top 100 community alliance gathers strength to create a new legend in the Meme track
Innovative mechanism:

Entering January 2026, the crypto market has completely broken free from its slump. From the implementation of regulatory policies in various countries to the cross-industry expansion of traditional financial giants, and the intensive actions of industry leaders and institutions, every development is reshaping the market landscape. This is no longer a simple game of price fluctuations, but a signal that crypto assets are truly integrating into the mainstream financial system. Below, we will break down these key actions that will impact the entire year in layman's terms.
I. Regulatory Stance: Some are loosening restrictions and allowing things to proceed, while others are maintaining strict vigilance.
The process of "compliance" in the crypto industry became polarized in early 2026, with some embracing it proactively and others remaining cautious and defensive.

1. The NFT platform Nifty Gateway will shut down on February 23, giving users a one-month withdrawal window.
The NFT platform Nifty Gateway, which facilitated over $300 million in transactions, announced that it will officially shut down on February 23, 2026. It has now entered a 'withdraw only' mode, and users must transfer their NFT assets and funds within a month. After this shutdown, its parent company Gemini will focus on creating an 'all-in-one super app' while continuing to provide NFT-related support through Gemini Wallet.
2. The Ethereum staking rate reached 29.47%, with Lido accounting for nearly a quarter of the market share.
Dune Analytics shows that the total amount of Ethereum staked on the Beacon Chain exceeds 36.61 million ETH, with a staking rate of 29.47%. Among them, the liquid staking protocol Lido has the highest market share at 23.65%; since the Shanghai upgrade, the net inflow of staked Ethereum assets has reached 18.45 million.

Computing power transformation / RWA explosion / Cross-border payment implementation! Latest trends in three core sectors analysis
Industry veterans are present to directly answer core questions of 'Choosing the right path / Seizing opportunities / Avoiding risks'
📅Schedule: January 24, 2026, 21:00 (UTC+8)
📍Online AMA: Full of high-energy content, no nonsense, pure practical experience
If you miss this time, you'll have to wait another year!
👇Comment area to click 【Opportunities】 to secure your spot and wait for the broadcast reminder

Disclaimer: The content described in this article is for reference only and does not constitute any investment advice. Investors should rationally consider cryptocurrency investments based on their own risk tolerance and investment goals, and should not follow the trend blindly.

1. Global cryptocurrency exchanges are competing for the U.S. stock token business, creating a parallel trading market
Multiple large cryptocurrency exchanges are clustering to establish U.S. stock token trading services, creating a parallel market not subject to U.S. regulatory oversight. Binance is considering re-launching stock tokens that were delisted in 2021, while OKEx is also contemplating similar services; stock token products from Kraken, Bitget, and the decentralized platform Jupiter have already garnered market attention. These tokens essentially serve as U.S. stock certificates, supporting trading during U.S. stock market hours and allowing investors who cannot open U.S. brokerage accounts to participate anonymously and indirectly in U.S. stocks.

The global financial market is exceptionally lively at the moment, with traditional safe-haven assets, the crypto sector, tech giants' IPOs, and political-business disputes erupting in multiple areas. On one hand, spot gold has reached an all-time high, and crypto custody institutions have landed on the New York Stock Exchange; on the other hand, Trump is suing JPMorgan, stirring financial games, and SpaceX is preparing for a super IPO, shaking up the capital market. These events intertwine with the previous waves in RWA and stablecoins, sketching a complex picture of the collision and integration of traditional and emerging financial forces.
Safe-haven assets have taken the spotlight first, with spot gold jumping to 4950 USD/ounce at the beginning of trading, reaching a new historical high with an increase of 0.28%. This surge in gold prices is not an isolated trend; behind it lies global geopolitical uncertainties, changes in expectations for U.S. dollar liquidity, and a collective rush for safe-haven funds. Especially in the context of Dalio's earlier warning of a 'capital war,' gold, as a traditional core safe-haven tool, continues to attract interest, complementing Bitcoin as the 'digital gold' among crypto assets, together catering to market demand for safety and reflecting investors' cautious attitude towards the current financial environment.