零点分析

If time could flow backward to 2017, would you still sell those 100 ETH for 50,000 yuan?
I believe every old crypto veteran would fall silent upon hearing this question, even feel like crying. We've all experienced such 'darkest moments': selling our undervalued hundredfold coins just because we needed money for home renovation, marriage, or a trip. That 50,000 yuan did solve the immediate problem, but what you lost was eventually a million. This kind of **'poverty mindset'** leading to poor decisions is the root cause why many of us can never cross social classes. We're always tempted to use our most valuable 'appreciating assets' to satisfy our least valuable 'depreciating needs'.
History may not repeat itself, but human nature always does. To avoid making the same mistake again, I put a lock on my assets: Lista DAO Lock. Now, when I need money, my subconscious no longer thinks 'how many coins to sell', but 'how much credit to pledge on Lista'. I'd rather pay a little interest than lose ownership of my stakes. The USD1 I borrowed helped me solve my 50,000 yuan problem, while those 100 ETH (or BNB) remain safely in my name, waiting for the next bull market. It's a simple calculation: interest is linear, but asset growth is exponential. Using linear cost to chase exponential returns—that's how top investors think. Don't lose the big picture for small gains. Use lending tools to lock your assets in place until the finish line.
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO

Sell the coins you've been hoarding for three years to buy a new car—this one decision you'll regret for the rest of your life!
Don't think I'm exaggerating; I've seen too many people, right before the bull market kicks off, give in to the temptation of immediate consumption and sell their most precious holdings. You get the car, but when that coin increases 10 times in value, you'll realize this car is the most expensive thing you've ever bought—it cost you the principal that could have changed your life. Consumption is the destroyer of assets, unless you learn to consume using "debt."
This is why I hold firm to Lista DAO. When I need to make a large expense, my first thought is never to sell my coins, but to withdraw funds from Lista. I lock BTCB or BNB into the contract and borrow USD1, converting it into fiat currency for spending. You might feel bad about the interest, but take a close look at the numbers: Lista's current lending rates are kept at a very competitive low level, while the expected annual return on your assets (especially during a bull market cycle) is far higher than that.
Through this strategy, I'm effectively "free-riding" on the asset appreciation to cover my living expenses. I still get the car, but my coins remain on the blockchain, still enjoying the benefits of ecosystem growth. This "ownership-preserving" consumption model has completely freed me from the anxiety of missing out after selling coins. Every time I see my locked assets keep growing, I know the interest paid was absolutely worth it.
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO

If Bitcoin drops to 40,000 tomorrow, do you have the courage to buy the bottom, or can you only watch helplessly?
This is the most painful question every time the market plunges. Seeing blood-stained positions scattered everywhere, you mentally scream "go all in," but your account is filled with deeply trapped altcoins, unable to even pull out 100 U. The agony of seeing something you can't have is often more frustrating than the loss itself. Many miss the window for wealth redistribution precisely because they never keep backup liquidity. But this time, I'm not going to be a bystander anymore.
My confidence comes entirely from Lista DAO's liquidity pool. I won't sell my BNB in advance to prepare for a bottom pick—that's what fools do. Instead, I'll keep my base position untouched and use Lista's over-collateralization mechanism to pre-borrow USD1. This USD1 sits in a low-risk stablecoin pool earning interest during normal times, even covering the borrowing cost. When a historic market plunge occurs, this money becomes my "sniper rifle."
The key is that Lista's lending model is highly mature, and what I value most is its clear definition of Collateral Ratio (collateralization ratio). I don't need to worry about complex algorithmic black boxes—I only focus on my safety line. As long as I manage my position properly, this USD1 becomes my greatest certainty in this volatile market. Even if the market doesn't crash, I'd only pay a tiny, negligible interest, gaining the right to act at any moment. This sense of control is the core asset every competent trader must possess.
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO

When developing a decentralized car insurance protocol based on usage-based insurance (UBI), we faced a dilemma: to prevent fraud, insurers need access to original high-definition dashcam videos at the time of an accident; however, users are absolutely unwilling to upload their entire driving history, which contains sensitive privacy information, to insurers. This was once the biggest obstacle preventing UBI insurance from being implemented.

After integrating Walrus, we leveraged the Seal privacy protocol to build a decentralized 'privacy sandbox.' At the moment of an accident, vehicle hardware locally encrypts a high-definition video clip (Blob) and uploads it to the Walrus network. At this point, although the video is stored on public nodes, it remains in 'ciphertext' form, meaning neither the insurer nor the node operators can view it.

We implemented conditional decryption logic in Sui smart contracts: only when an oracle (Oracle) confirms a collision has occurred and the user submits a claim (triggering a contract state change) will Walrus's validation node network collaboratively compute the decryption key via threshold encryption and provide it to the claims reviewer. This means users' privacy rights are encoded into the code—data remains an absolutely secure black box unless a claim is filed, at which point evidence can be instantly delivered through the decentralized network. This 'on-demand disclosure' privacy architecture perfectly balances trust and privacy, something traditional centralized cloud storage cannot achieve.

Disclaimer: The above content represents personal research views and is for informational purposes only, not constituting any investment or trading advice.
@Walrus 🦭/acc $WAL
#Walrus

Watching Bitcoin ETFs buying billions every day while you're left with no holdings, are you feeling anxious?
What is this called? This is known as **"institutional squeeze."** BlackRock and others are hungrily devouring the market's liquid positions, while many retail investors are still naively waiting for a "major correction" to scoop up cheap coins. Wake up! What if the big correction never comes? What if the market just launches into a powerful bull run, never looking back? Your USDT could turn into worthless paper because you won't be able to buy cheaper coins anymore. This **"fear of missing out"** is tormenting every investor without a position.
If you still have a position, even just a small base, don't sell! Use Lista DAO to lock your holdings in place. If you want to add more but have no cash, then collateralize your current position to borrow USD1 and buy more coins (mind the risks). This strategy is called **"using crypto to grow crypto."** In an era of institutional accumulation, your position is your lifeblood. Lista allows you to maintain your holdings while gaining liquidity to participate. Don't get shaken out by institutional volatility—use lending tools to weld your seat firmly in place. This train might be the last chance to reach financial freedom.
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO

In past bond financing projects involving small and medium-sized enterprises (SMEs), the subsequent distribution of interest (Coupon Payment) has always been a high-friction process. Corporate finance teams typically need to manually calculate each investor's holding period, deduct taxes, and then transfer funds individually through banking systems. For investors, this means delayed fund arrival and frequent discrepancies in amount reconciliation. However, upon observing the integration case of Dusk Network with NPEX exchange (such as asset tokenization of Momo Medical or Van Aalst Group), I witnessed a transformative shift brought by 'programmable yields'.

Through Dusk Network's XSC standard, corporate bonds are transformed into on-chain smart assets. When the interest payment date arrives, the company's finance system no longer needs to handle tens of thousands of individual transfer instructions; instead, it simply deposits a single amount into a smart contract. The contract automatically calculates each holder's (including small retail investors holding fractional shares) entitled yield based on an on-chain verified holding snapshot, and instantly pushes DUSK or compliant stablecoins directly into investors' wallets.
This experience truly makes 'passive income' passive and transparent. As an investor, I no longer need to follow up on payments, nor worry about interest being delayed due to administrative inefficiencies; as the corporate side, Dusk Network simplifies complex investor relations management (IR) into a single contract interaction. The ability to seamlessly map real-world cash flow logic into blockchain code turns RWA (Real World Assets) from an abstract concept into tangible, precisely delivered income experiences.
Disclaimer: The above content represents personal research insights, intended solely for information sharing and does not constitute any investment or trading advice.
@Dusk $DUSK #Dusk

If the bank collapses tomorrow, and you can't withdraw your fiat deposits, will you feel relieved or desperate?
Don't think this only happens at Silicon Valley Bank. In a world with such a massive debt bubble, the fragility of the traditional financial system far exceeds your imagination. When crises spread, withdrawal limits and fund freezes become routine. At that point, you'll realize your hard-earned fiat money doesn't truly belong to you. The wealth that truly belongs to you must have two characteristics: your private key is in your hands, and it's always liquid.
This is exactly why I firmly use Lista DAO. I've moved my wealth from the fragile banking system onto the blockchain, yet I haven't lost liquidity. By collateralizing crypto assets to borrow USD1, I gain a form of **"trustless cash."** This USD1 can circulate anywhere in the world that supports Web3 payments, or be exchanged into local currency. Even if a bank collapses, my underlying assets and the borrowed stablecoin remain safely running on the blockchain. This is **"financial survivalism."** Don't wait until the flood reaches your neck before thinking about building a boat. Start building your on-chain vault with Lista now—it's your last line of defense against the collapse of the old world.
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO

This might be the last chance for ordinary people to get on board Web3—don't miss it just because you don't have money!
Every bull market is a redistribution of wealth, but the entry barriers are getting higher and higher. In the past, you could play with just a few thousand yuan, but now you'd feel embarrassed even mentioning you're into DeFi without having dozens of thousands of yuan. For small investors, the biggest pain point is **'insufficient capital'**. You want to participate in high-yield mining, but the threshold is too high; you want to run a node, but your staking amount isn't enough. You can only watch as the rich get richer while you're left with just crumbs—this sense of helplessness due to social stratification is truly despairing.
But Lista DAO gives us a **'leverage to amplify capital'**. This isn't about gambling—it's about using credit to leverage resources. If you only have 10 BNB, you can collateralize it through Lista to borrow USD1, effectively increasing the amount of capital you can control. You can use that borrowed money to reinvest in slisBNB, creating a looping staking mechanism. This allows you to boost your returns within manageable risk. While this won't make you rich overnight, it helps you accumulate initial capital faster. The poor have no choice—rich people are already using leverage. Since the rules allow it, why not use low-barrier tools like Lista to add a reasonable amount of leverage and seize a chance for a breakthrough?
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO

In traditional over-the-counter (OTC) or institutional large-scale asset transfers, traders are often most anxious during the 'after payment, before receipt' vacuum period. To mitigate this settlement risk, we typically have to rely on expensive third-party custodians or clearinghouses, which not only extend transaction timelines but also increase legal trust costs. However, when conducting asset swaps within the Dusk Network ecosystem, the native atomic swap functionality allows me to experience true 'delivery versus payment' (DvP).

Under Dusk Network's technical architecture, DUSK tokens serve not only as fuel but also as the fundamental unit of account for confidential smart contract (XSC) transactions. When I initiate a transaction to purchase tokenized bonds, the underlying smart contract executes an atomic logic: only when my DUSK is successfully transferred to the seller will the seller's bond shares be simultaneously transferred to me. If either party's condition is not met, the entire transaction rolls back on-chain as if it never occurred.
This mechanism brings a complete liberation in business processes. I no longer need to worry about counterparty default, nor do I need to sign cumbersome escrow agreements. Dusk Network codifies the most critical trust element in financial transactions, enabling even completely unknown parties to securely complete asset exchanges worth millions within milliseconds. For professionals involved in asset matching, this 'intermediary-free, latency-free, risk-free' settlement experience represents the most fundamental efficiency enhancement blockchain technology offers to traditional finance.
Disclaimer: The above content reflects personal research insights, intended solely for informational sharing and does not constitute any investment or trading advice.
@Dusk $DUSK #Dusk

That dog you looked down on yesterday has gone up 1,000 times. How do you feel now?
Are you jealous? Do you regret not putting in just 100U to try it out? We always judge new things with arrogance and prejudice, thinking they're trash or scams, only to have the market repeatedly slap us in the face with massive rallies. In reality, we're not unwilling to try—it's just that we're **too lazy to act**. To get a chance at 100U, you have to sell your coins, exchange for U, and go through withdrawals—fees add up, so you just give up. That's how laziness causes you to miss one life-changing opportunity after another.
To catch these small but explosive chances, you must reduce your **'action friction.'** Lista DAO is my lubricant. I keep a small amount of USD1 borrowed through collateral in my wallet at all times. It's not much—maybe a few hundred or a thousand U—specifically reserved for 'fishing for gems.' When I spot an interesting dog, I throw in 50U; when I see a new protocol interaction, I put in 20U. Since this money is borrowed 'idle cash,' I stay relaxed—losing it doesn't matter, and doubling it is pure profit. This **'wide-net'** strategy only works when you always have liquidity on hand. Don't let complicated procedures block your fortune. Prepare your ammo with Lista and fire when you see an opportunity—what if you hit the jackpot?
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO

To date, many early Layer 1 blockchains or testnets have stopped producing blocks due to lack of maintenance, putting their historical data (ledgers, transaction records) at risk of permanent loss. Although Arweave emphasizes permanent storage, paying 200-year storage premiums for massive amounts of abandoned data is not cost-effective. What we need is a more affordable archival layer that still ensures data can be recovered.

We began experimenting with using Walrus to back up the full historical state of a defunct blockchain (approximately 4TB). From a cost perspective, Walrus's erasure coding mechanism is a decisive advantage. Unlike traditional backups that require 1:1 full replication, Walrus achieves Byzantine fault tolerance with only 4-5 times the encoding redundancy. This means we only need to pay a few times the original data storage cost to achieve near-impregnable data security.

On Sui, we created an index object that records the Walrus Blob ID corresponding to every block height of the blockchain. This not only preserves the data but also maintains its 'retrievability.' Any researcher wishing to analyze past transaction patterns can simply retrieve the data from Walrus using the index. Walrus here acts as a 'digital Library of Alexandria' for Web3, preserving the industry's historical memory at minimal cost, ensuring data does not vanish with the offline of nodes.

Disclaimer: The above content represents personal research views, intended solely for information sharing, and does not constitute any investment or trading advice.
@Walrus 🦭/acc $WAL #Walrus

If Bitcoin doesn't rise after the halving, but instead breaks below $40,000, will your mindset collapse?
This is undoubtedly the biggest market divergence right now. Everyone is waiting for a massive surge after the halving, but what if the script doesn't follow the expected pattern? What if miners surrender, selling pressure becomes overwhelming, and the price crashes? If you're fully invested with leverage, this could wipe you out instantly. In financial markets, survival is always more important than how much you make. When all expectations fail, only those who have reserves (liquidity) can endure the coldest winter.
To prepare for such a possible "expectation failure," I've built a defensive cash flow system using Lista DAO. I keep my position within a reasonable range, borrowing a portion of USD1 by collateralizing. I absolutely won't rush into high-risk projects with this money—I treat it as my "winter food reserve." If the market crashes, I'll have money to live on and to add to my position; if the market rises, I'm still on the train. This "offense and defense" strategy fully relies on Lista's low-cost lending. Holding a low-interest debt is far more favorable than panicking and cutting your losses. Don't bet on a single market direction—equip your account with a safety airbag from Lista, so no matter how the market moves, you can land softly.
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO

Stop believing in this so-called 'long-termism'—it's just nonsense used by institutions to lure retail investors into buying at the top!
Though the statement sounds extreme, take a moment to think about it. When institutions tell you to 'hold on and be friends with time,' they're actually high-frequency trading behind the scenes, making big profits from short-term swings. When the bear market hits, they've already cashed out, leaving you stranded on the peak, blowing in the wind. True long-termism isn't blindly holding on—it's about generating continuous cash flow from your assets while holding. If your assets can't produce returns, they become a mental torment during prolonged bear markets.
Lista DAO is the tool I use to practice **'dynamic long-termism.'** I don't sell my tokens—that's my principle (long-term); but I never let them sit idle—that's my method (dynamic). By collateralizing and borrowing USD1, I unlock the value of my assets upfront, then participate in low-risk arbitrage, farm airdrops, or join LP mining. The returns from these activities are essentially 'extra rewards' based on my original holdings. While holding assets, I continuously extract value from the market to feed back into my account. This is exactly the strategy institutions use. Stop being the naive monk who just 'HODLs.' Use Lista to extract every last drop of value from your assets—this is how you truly take responsibility for your money.
@ListaDAO $LISTA #USD1理财最佳策略ListaDAO