From Idle Crypto to Active Capital
Ever feel like your crypto is just sitting in your wallet, doing nothing? Falcon Finance is built to change that. Instead of selling your holdings, you can use them as collateral to unlock liquidity onchain. Deposit stablecoins, top-tier crypto, or even tokenized real-world assets like U.S. Treasuries or gold, and mint USDf—a synthetic dollar designed to track the real USD. You keep ownership of your assets while gaining spending power. Simple, flexible, and capital-efficient.
A Stable Dollar Backed by Strong Collateral
USDf isn’t your average stablecoin. It’s fully overcollateralized to help maintain a strong dollar peg. Stablecoins like USDT and USDC typically require around 110% collateral, while major assets such as BTC, ETH, SOL, TON, and NEAR use a 150% ratio. Tokenized real-world assets are also supported. For example, if you deposit $300,000 worth of Bitcoin, you can mint roughly $200,000 in USDf. Live price oracles monitor collateral levels, and if the ratio drops below safety thresholds, the system automatically liquidates just enough to cover risk—keeping the protocol healthy.
Unlock Yields with sUSDf
Once you mint USDf, the opportunities open up. Stake it to receive sUSDf and access advanced yield strategies. These include funding rate arbitrage, basis trading, and returns generated from tokenized real-world assets. Current yields hover around 12% APY. Integrations with platforms like Morpho and Pendle can push returns even higher, while tokenized gold vaults may offer 3–5% over fixed periods. You can also add USDf to liquidity pools within the Binance ecosystem and earn trading fees.
FF Token: Incentives and Governance
The FF token plays a key role in Falcon Finance. With a capped supply of 10 billion tokens and about 2.34 billion in circulation, FF benefits from protocol fee buybacks and burns. Stakers enjoy governance rights, voting on new collateral types and strategy upgrades. Holding and staking FF can also boost yields or reduce fees—aligning users with long-term growth.
Understanding the Risks
Like all DeFi tools, Falcon Finance carries risks. Sharp price drops can trigger liquidations, and smart contract or oracle issues are always a possibility. The protocol manages this with high average collateralization and a reserve fund, but users should still diversify and monitor positions carefully.
A Growing Force in DeFi
By late 2025, USDf surpassed $2.2 billion in circulation, with strong reserves backing it. Falcon Finance is bringing dormant assets back to life—bridging traditional finance and DeFi with real utility.
