美國簽署《GENIUS Act》,穩定幣迎來監管曙光。
該法案於2025年7月18日簽署生效,明確要求美國穩定幣需1:1美元或低風險資產抵押,並設立聯邦與州級監管框架。法案獲兩黨支持,被視爲推動穩定幣合法化、擴大商業應用的重要里程碑。
The United States has signed the GENIUS Act, ushering in a new era of regulatory clarity for stablecoins.
The legislation, which took effect on July 18, 2025, mandates that U.S.-issued stablecoins must be backed 1:1 by U.S. dollars or low-risk assets. It also establishes a regulatory framework at both the federal and state levels.
The bill has received bipartisan support and is considered a major milestone in legitimizing stablecoins and expanding their commercial use.