stablecoins

we have been waiting for "mass adoption" for ten years but the reality is that nobody wants to pay gas fees to buy a coffee current blockchains are trying to be everything at once defi nfts gaming and this congestion makes them terrible for actual payments @undefined is solving this by doing one thing perfectly stablecoin settlements
unlike other layer 1s that are fighting for tvl plasma is built specifically for usdt and usdc liquidity it offers zero gas fees for stablecoin transfers which is the holy grail for merchants and everyday users imagine sending money globally as easily as sending a whatsapp message that is the plasma vision
but here is the alpha that most people miss plasma is anchored to bitcoin for security while remaining fully compatible with the evm this means developers can build dapps using standard ethereum tools but the network inherits the finality and security of the bitcoin network it is the best of both worlds
the payment narrative is going to be massive in 2026 as stablecoin regulations clarify and plasma is the only chain positioned to capture this volume specifically $XPL is not just a gas token it is the governance and security layer for the future of digital money do not fade the infrastructure that powers the real world economy

#plasma #stablecoins #L1 #crypto @Plasma $XPL

📅 January 24
For years, traditional banks viewed cryptocurrencies as a fad, a technological experiment with no major impact on the global financial system. Then came skepticism. Then, the regulation. And now, according to Brian Armstrong himself, CEO of Coinbase, the conversation has completely changed.

📖Brian Armstrong shared on X that, during his week in Davos, the majority of financial leaders he spoke to were not only open to cryptocurrencies, but were actively looking for ways to integrate them into their operations.
The change in position has a clear reason. Banks rely on legacy payment rails, slow clearings, and multiple intermediaries to move value. In contrast, stablecoins and tokenized assets allow for near-instant transfers, direct settlements, and frictionless global access.
According to Brian Armstrong, one of the most discussed topics at Davos was tokenization, which is no longer limited to stablecoins, but is expanding to stocks, credit and other financial products. This trend could allow asset managers, fintechs or digital platforms to offer direct access to tokenized securities without having to go through a traditional bank.
Brian Armstrong also mentioned the 4 billion adults “unbanked” or without access to quality investments in the world, noting that tokenization could close that gap through direct access from a digital wallet.
On a political level, he highlighted the Trump administration's support for laws such as the CLARITY Act, designed to provide a clear regulatory framework for digital assets. According to him, the United States is positioning itself as the “most pro-crypto” government in the world, at a time when countries like China are aggressively advancing stablecoin-based infrastructure.
Another key point was the convergence between AI and crypto. Brian Armstrong argued that future AI agents will likely use stablecoins as the default payment method, completely bypassing traditional banking controls and legacy identity processes.

Topic Opinion:
When the largest banks in the world start talking about cryptocurrencies in terms of existential threat, it means that they already understood something that the retail market saw years ago: crypto does not compete with financial products, it competes with the infrastructure itself of the system.
💬 Are we seeing the beginning of the transformation of the banking system?

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#coinbase #Stablecoins #Tokenization #bitcoin #CryptoNews $BTC $USDC

Forget the "Greenland impasse." The real fault line at Davos 2026 was in crypto policy, and it just gave us our clearest roadmap yet.

On one side: The U.S., with Trump explicitly pushing to be the "global crypto capital" and ready to sign the CLARITY Act. This isn't speculation. It's a political commitment to on-shore capital and innovation. The target? Legitimizing and dominating the stablecoin and tokenization infrastructure.
On the other: The ECB. Their roundtable wasn't about adoption. It was a defensive perimeter. Their focus? Criticizing private stablecoins, pushing CBDCs, and framing this as a battle for "financial sovereignty."
YOUR Portfolio (The Actionable Part):
me i see it in 3 parts
Short-Term Bullish on U.S.-Aligned Assets: The regulatory moat is forming. Projects with clear U.S. regulatory compliance pathways, especially those involved in payment stablecoins (USDC over USDT?) and tokenization of real-world assets (RWAs), are now in a political tailwind. The CLARITY Act isn't just law it's a coming liquidity tsunami.Long-Term Structural Bearish on "Global" Protocols with No Home: Protocols that tried to please everyone are now exposed. The EU's hostility to "private currencies" is a direct shot across the bow. If your chosen chain or stablecoin's primary narrative is "decentralization without a sponsor," it may face existential pressure in a fragmented regulatory world.The Trade: This isn't about buying Bitcoin. This is about rotating into the winners of jurisdictional capture. Watch the flow of talent, venture capital, and institutional pilots. They are fleeing to the clearest rules. The U.S. is shouting those rules from Davos.
The Atlantic has widened. Your portfolio should reflect it.
I SAY The 2026 narrative shifted from "will they regulate?" to "who will regulate first, and on whose terms?" The U.S. is choosing growth. Europe is choosing control. In markets, growth wins.
$ENSO
$BTC

$ETH

#Stablecoins #crypto #Finance #blockchain #Payments
We often discuss Bitcoin and Ethereum for their volatility and potential for massive gains. But stablecoins—digital currencies pegged to traditional assets like the US dollar—are the quiet revolutionary in the room, laying the infrastructure for the future of global finance.
They might not make headlines every day, but their impact on speed, cost, and access to finance is profound.
1. The Need for Speed: Liquidity Velocity
Traditional international wire transfers can take days to settle, particularly over weekends or across different time zones. This friction slows down global commerce.
Stablecoins change the game. By operating on 24/7 blockchain networks, transactions can settle in seconds to minutes.
Impact: Businesses can manage working capital more efficiently and move value globally without being constrained by traditional banking hours.
2. Slashing the 'Remittance Tax'
Sending money across borders has historically been expensive, with global average remittance fees often hovering around 6-7% (and sometimes much higher).
Stablecoins offer a cheaper alternative. Peer-to-peer transfers or transactions via crypto exchanges often incur minimal network fees, potentially saving individuals and businesses billions annually.
3. The Rise of Programmable Money
This is where the magic happens. Because stablecoins live on blockchains, they can be programmed using smart contracts.
Example: A business can issue a payment that only releases funds after specific conditions are met (e.g., goods are received and verified). This built-in trust mechanism reduces the need for expensive intermediaries.
4. Maturing Regulatory Landscape
Regulatory clarity is accelerating institutional adoption. Frameworks like Europe’s MiCA (Markets in Crypto-Assets) are providing the guardrails needed for big financial players to confidently enter the space.
As regulations solidify, expect stablecoins to transition from a niche crypto tool to a mainstream financial instrument.
Conclusion
Stablecoins are much more than a temporary bridge between fiat and crypto. They are becoming "The Internet's Dollar," a digital backbone for a more efficient, inclusive, and instant global financial system.
Keep an eye on this space—the quiet revolution is gaining momentum.

I’ve been diving into @Plasma lately, and it’s refreshing to see a Layer 1 that doesn’t try to do everything. Instead, it focuses on one mission: making stablecoin payments instant and feel-less.
​By utilizing $XPL for network security and governance, they’ve built a dedicated highway for USDT. No more fighting for block space with NFT mints! This is how we bridge the gap to real-world adoption. 🚀
​#plasma #XPL #Web3Payments #Stablecoins