1. GENIUS Act: A Regulatory Tide Turns in the U.S.

On July 18, 2025, President Trump signed into law the GENIUS Act, marking the first comprehensive federal framework exclusively for stablecoins—mandating reserve audits, dual-state supervision, and consumer protections . Nicknamed the Guiding and Establishing National Innovation for U.S. Stablecoins Act, it's part of a wider “crypto week” initiative alongside the CLARITY and STABLE bills that advanced through Congress .

Industry voices highlight this moment as a foundational shift: “a foundational step in mainstreaming crypto as an asset class” and a signal of U.S. dominance in digital finance . With stablecoin clarity now baked in, major players including JPMorgan, Citigroup, Bank of America, Charles Schwab, and Coinbase are signaling increased institutional entry into the space .

2. Crypto Market Capitalization Hits $4 Trillion

The global market cap recently surpassed the $4 trillion milestone . Bitcoin and Ethereum led this surge—Bitcoin capped over $123 K, powered by regulatory optimism and the U.S. “crypto week” momentum . Ethereum, in turn, has seen massive inflows, with ETF activity pushing its price steadily toward the $4 K mark .

---

🔍 Spotlight on Top Coins

Bitcoin ($btc

Achieved an all-time high of around $123,000 mid-July, driven by hopes of institutional adoption and policy support .

Analyst forecasts are bullish, with Bernstein projecting a potential rally to $200,000 by year‑end .

Its global dominance now stands near 60% of total market cap, reflecting its continued leadership role .

Ethereum (ETH)

ETH recently surged past $3,600, with expectations of it crossing $4,000 in the coming week .

Flash-record open interest in ETH derivatives—over $50 billion—signals unprecedented trading activity .

Institutional adoption is visible via BlackRock’s ETHA ETF, which enjoyed a single-day inflow of nearly $499 million .

Solana (SOL)

SOL is gaining momentum, eyeing a breakout near the $180–$200 resistance zone, supported by rising trading volume and bullish chart indicators .

Analysts like Adrian Fritz see more upside in Solana than Ethereum during the next bull phase, potentially leading gains among top altcoins .

---

📰 Why This Matters for Binance Users

Trading Opportunities: Volatility around $120K–123K for BTC, $3.6K–4K for ETH, and a potential breakout in SOL present favorable entry points and strategic plays.

Stablecoin Expansion: With GENIUS paving the way, expect faster innovation and broader use of stablecoins across Binance’s ecosystem.

Institutional Onboarding: ETF and custody growth from Wall Street enhances liquidity, spreads bid-ask spreads, and stabilizes markets—good news for both spot and derivatives traders.