During my time interacting with Huma Finance, the most intuitive feeling is that it has brought "credit" to life on the blockchain. There are no complicated collateral processes; simply relying on credit accumulated through on-chain behavior can secure a loan amount, which is very friendly for many newcomers entering the Web3 world.

I previously helped a friend handle an urgent capital turnover, and the collateral requirements of traditional DeFi platforms posed a challenge for him. Luckily, Huma's no-collateral model came to the rescue in time. This flexible mechanism based on credit not only lowers the threshold for financial services but also makes "inclusive finance" no longer just a slogan.

I am optimistic about its continuous exploration within a compliance framework. After all, safety and convenience together are what users need the most. @humafinance #HumaFinancee