@Huma Finance đŖ
#HumaFinance Huma Finance (HUMA) is pioneering the first PayFi networkâblending payment and financing infrastructure to support real-world income and receivables-based credit on-chain. Instead of traditional crypto-backed lending, Huma enables users to borrow against future income streamsâlike salaries, invoices, or remittancesâfacilitating uncollateralized lending powered by the Time-Value-of-Money (TVM) model. By analyzing cash-flow patterns, the protocol offers liquidity matching 70â90% of expected future revenue, instantly do

